Unlimited Finance Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Unlimited Finance Product Review

Unlimited Finance is a licensed moneylender in Singapore, offering various loan solutions including personal loans, business loans, secured and unsecured loans, foreigner loans and S-Pass loans. Unlimited Finance remains a customer-centric organization for a seamless borrower experience involving fast approvals, clear transparent terms and flexible repayments. The company remains resolute in its commitment to meeting the unique needs of every borrower, hence becoming your most trusted financial partner when it comes to personal and business needs.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

KST Credit

Address

3.92%

5.0  

$1,060.58

JR Credit

Address

3.92%

4.0  

$1,060.58

Aero Credit

Address

3.92%

4.3  

$1,060.58

Quickloan

Address

3.92%

4.9  

$1,060.58

Credit Culture

Address

3.92%

4.6  

$1,060.58

Valuemax

Address

3.92%

4.6  

$1,060.58

Accredit

Address

3.92%

5.0  

$1,060.58

​Fortune Credit

Address

3.92%

5.0  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Unlimited Finance Application Requirements

To qualify for a Unlimited loan in Singapore, you must meet the following criteria:

• Be at least 21 years old.
• Be a Singapore Citizen, Permanent Resident or a foreigner with a valid Work Pass.
• Be employed full-time or have a stable source of income.

Documents Required:

To process your loan application, the following documents are required:

• Proof of Identification: Valid NRIC (for Singapore Citizens and Permanent Residents) or Work Permit/Passport (for foreigners)
• Proof of Income: Recent payslips or an employment letter.
• Financial Records: IRAS Notice of Assessment, CPF statements or bank statements (for the last three months).
• Proof of Residence: Utility bills or tenancy agreement.