Updated April 25, 2025
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Terms & Conditions
Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Friday, April 25th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
Accredit Pte Limited is a licensed money lender in Singapore, recognized for its sustainable model focused on consumer protection. As an awardee of the Pilot Program by the Ministry of Law, Accredit has established itself as a trustworthy provider of financial solutions, including personal loans, payday loans, and business loans. With over 20 years of experience, the company offers fast approvals and flexible repayment options, catering to the diverse needs of borrowers. Their commitment to transparency and customer-centric services has earned them over 2,500 five-star Google reviews.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |  |
| Orange Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 2 Lend | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Cash | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 25 April 2025
Applying for a loan at Accredit Pte Limited is straightforward and hassle-free. To qualify, applicants must meet the following requirements:
Eligibility Criteria:
Documents Required:
For Singapore Citizens and Permanent Residents:
For Foreigners:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Accredit ensures swift loan approvals, often within 24 hours, allowing borrowers quick access to funds.
Offers a range of loan products, including personal loans, payday loans, and business loans, tailored to individual financial needs.
Committed to clear and straightforward loan terms with no hidden fees, ensuring borrowers understand their obligations.
Fully licensed by Singapore’s Ministry of Law, adhering to all regulatory guidelines to ensure responsible lending.
Branches are strategically located across Singapore in Yishun, Tampines, Hougang, and Jurong for easy accessibility.
