Updated December 4, 2025
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Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Thursday, December 4th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.94%
CashMax Credit Pte Ltd is licensed by the Registry of Moneylenders in Singapore and offers an extensive range of loan products, customized to different needs. They were founded in 2010 and have vast experience in providing services related to personal loans, payday loans, urgent cash loans, short-term loans, debt consolidation loans, medical loans, wedding loans, renovation loans, Grab/PHV driver loans, and foreigner loans. CashMax boasts transparency and competitiveness in interest rates, with a maximum of 4% per month, and has simplified the application process to ensure quick access to funds, often within 60 minutes.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 2.22% | 5.0 |  |
| Advance Cash Credit | 6 times monthly income | 6 times monthly income | 3.00% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 3.07% | 5.0 | |
| Abm Creditz Singapore | 6 times monthly income | 6 times monthly income | 3.90% | 4.9 | |
| MoneyPlus Capital | 6 times monthly income | 6 times monthly income | 2.89% | 5.0 | |
| Cash Direct | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| UK Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Sumo Credit | 6 times monthly income | 6 times monthly income | 3.92% | 4.9 | |
| Synergy Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 4 December 2025
To apply for a loan at CashMax Credit Pte Ltd, applicants must meet the following requirements:
Eligibility Criteria:
Documents Required:
Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
complete. Our advanced technology and expert loan specialists work together to match you with suitable options
on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional
information is required. Once we’ve verified your details, we’ll begin the process of matching you with
appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to
discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
bank transfer.
Applications are processed and approved in less than 60 minutes.
Interest rates are from 1% and cap at 4% monthly.
Provides personal, payday, renovation, and foreigners loans among many more.
Crystal-clear loan terms to the borrowers.
5.0/5 rating from over 4,000 clients.
