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ROSHI simplifies the process of finding payday lenders in Singapore eliminating the need for time-consuming searches. The platform connects borrowers with licensed moneylenders all registered with the Ministry of Law. This ensures that users have access to legal and regulated short-term lending options.
Through ROSHI borrowers can quickly view and compare payday loan offers from multiple lenders all from the comfort of their phone or desktop screen. While ROSHI makes it easy to discover nearby lenders it's important for borrowers to carefully review terms of each offer. The platform encourages responsible borrowing by providing clear information about rates, fees and repayment terms..
ROSHI offers fast access to advanced cash for Singaporeans needing quick financial help. The platform's application software connects borrowers with licensed lenders enabling rapid processing. Users can complete their applications in 30 seconds with initial approvals possible in as little as 20 minutes for eligible borrowers.
Once approved funds can be disbursed on the same day. This process ensures that borrowers can get cash fast. While ROSHI prioritises access to fast cash all transactions remain fully compliant with Singapore's lending laws. The platform encourages responsible borrowing by providing clear information about loan terms, allowing users to make informed decisions.
ROSHI is one of Singapore's most popular digital lending platforms. Through the platform borrowers get connected to a wide network of licensed payday lenders allowing for quick and easy loan applications. With ROSHI borrowers can complete their initial application and receive multiple loan offers within minutes.
While ROSHI enables an online process it's important to note that according to regulations store visits are still required to finalise payday loan disbursement. This combination of online convenience and regulatory compliance makes ROSHI the go-to platform for those seeking quick access to payday loans while adhering to Singapore's lending laws.
$1,000
$200,000
3 Months
48 Months
$58,200.00
$13,200.00
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |  |
| EZ Loan | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Cash Direct | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Goldstar Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| MoneyPlus Capital | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 12 July 2025
Payday loans provide fast access to cash, usually ranging amounts between $200-$1000, to cover financial shortfalls between paychecks when urgent bills need to be paid without delay. In Singapore, payday loans are regulated by the Ministry of Law, and there are various restrictions to protect borrowers. Regardless of the type of loan (payday loans included) licensed Moneylenders can charge max. 4% interest per month.
Money lenders promise easy access to cash but charge exceedingly high interest rates. Compare lender rates & fees:
While no other option matches a payday loan’s speed and accessibility, costs and repayments can be extremely hard to manage.
Apart from extremly high monthly interest charges which range from 2-4%, payday loans often come with various origination and processing fees.
Payday loans require full repayment, fees and interest usually by the next paycheck. Realistically assess your ability to repay the entire lump sum or rolling over your debt might accure late repayment fees and continuation of high internet repayments.
Provide correct personal contact information, CBS or MCLB and the latest 3 months pay slips. Not providing these documents will most likely get your application rejected.
While money lenders provide quick access to cash, failing to arrange repayments can cause severe financial hardship so always prioties repaying high interest loans first.
Payday loans provide access to fast cash to bridge short term financial hardship until your next salary payment date.
Licensed money lenders in Singapore legally can offer up to S$3,000 for foreigners with valid S Pass or work permits, given maximum loan quotas.
Applicants generally need to provide NRIC, fin number, work passes, pay slips, and credit report.
The maximum repayment term is 30 days until your next pay day.
Many licensed moneylenders and lending platforms such as ROSHI offer payday loans. Launch an application on our platform and get access to various lenders and financing options.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
