Excellent! ROSHI has found 28 that suit your criteria.
GXS FlexiLoan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Trust Bank Instant Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
OCBC Extra Cash
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
DBS Renovation Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Citibank Quick Cash Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
HSBC Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Standard Chartered CashOne Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Maybank CreditAble Term Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
CIMB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 60 years old
POSB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
Updated December 7, 2024
| Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
|---|---|---|---|---|
| Standard Chartered | 2.88% | 5.43% | $0 | S$381 |
| HSBC | 2.92% | 5.50% | $0 | S$382 |
| Citibank | 3.45% | 6.50% | $0 | S$391 |
| DBS | 5.88% | 6.95% | 1% of Approved Loan Amount + 1% Insurance | S$431 |
Review up to 4 renovation loan options and submit applications to lenders through our easy-to-use platform. Borrow
up to $30,000 or six times your monthly salary to transform your home.
Our calculator allows you to forecast monthly payments, duration and interest fees for renovation loans. Just modify
the loan amount and years to repay. The calculator automatically refreshes showing current reno loan choices from
banks and fintech lenders.
Press the add button on each choice to access:
Identify the most appropriate financing for your revamp needs and personal finance conditions.
Take control of your remodel funding with our free, easy loan calculator. Within seconds find personalised products
to achieve your dream home.
Most banks allow you to borrow up to S$30,000 for your home renovation project. Some banks may offer up to S$50,000 if you meet the income criteria.
Interest rates start from about 3.5% per annum. Most lenders offer a repayment tenure of 1 to 5 years. Longer terms spread out costs but increase total interest paid.
Yes, some lenders do offer interest-only repayment options especially for larger loan amounts above S$20,000. This helps manage cash flow but increases overall interest costs.
Yes, some lenders specialise in providing renovation loans even if you are self-employed or don’t meet traditional income thresholds. However, interest rates are usually higher.
Most lenders restrict use of funds to physical home improvements only. Things like furniture, electrical goods or other movable assets may not qualify. Check specific terms first.
