Orange Credit

Orange Credit Moneylender
(Product Review)

Updated April 16, 2025

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6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1% – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Wednesday, April 16th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.94%

Product Review

Orange Credit is a reputable licensed moneylender in Singapore, providing quick and reliable financial solutions. Established in 2012, the licensed moneylender in Singapore committed to supporting borrowers in need. They offer many loan products, including personal, payday, foreign, and business loans.

Singapore’s Favourite
Loan Marketplace
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

Orange Credit is known for its fast approval process, competitive interest rates, and transparent terms. With their dedication to providing a helping hand and transparent lending practices, Orange Credit has become a go-to choice for individuals seeking reliable and accessible financial assistance in Singapore. Borrowers can look forward to a hassle-free loan experience, making them one of the top choices for those seeking efficient and secure financial assistance.

List of Reputable Licensed Moneylenders in Singapore (April 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    EZ Loan 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Cash 6 times monthly income 6 times monthly income 1-4% 5.0
    Close More Moneylenders

    *Today's Moneylenders Rates - 16 April 2025

    Orange Credit Application Requirements

    To apply for a loan through Orange Credit, you need to:

    • Be at least 21 years old
    • Have a valid NRIC, Passport, or Foreign Identification Card (FIN)
    • Provide proof of income (e.g., payslips, CPF statements, or bank statements)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Orange Credit Highlights

    • Rapid Approval

    Orange Credit provides fast loan processing and approvals, often within an hour, for borrowers who need loans quickly.

    • Diverse Loan Options

    Different loan products are tailored to meet different financial needs.

    • Competitive Interest Rates

    Transparent and affordable interest rates.

    • Simple Application

    Easy online application process with minimal paperwork.

    • Secure Transactions

    Ensures the privacy and security of your personal information.

    Personal Loan Calculator

    Calculate My Results

    Frequently Asked Questions

    How is Orange Credit operated?

    Orange Credit offers a streamlined loan application process through its website. Seek help from their professional loan officers can assist and guide borrowers through the process.

    What types of loans does Orange Credit offer?

    Borrowers can apply for personal, payday, and business loans.

    How long does it take to get a loan approved?

    Loan approvals can be completed within one hour to one business day.

    Is Orange Credit a licensed moneylender?

    Orange Credit is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What documents are required to apply for a loan?

    Applicants must provide a valid ID (NRIC, Passport, or Foreign ID) and proof of income (payslips, CPF statements, or bank statements).

    If you’re a foreigner, can you take a personal loan from a bank in Singapore?

    If you're a foreigner, you'll need an annual income of at least S$40,000 to S$60,000 to take a personal loan from a bank in Singapore. However, at Orange Credit, even if you have an annual income of less than S$10,000, you can still borrow up to S$3,000.

    EXTERNAL REVIEWS

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