Updated December 4, 2025
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Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Thursday, December 4th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.94%
Sincere Moneylender is a licensed money lender in Singapore, dedicated to offering fast, reliable, and flexible loan solutions to individuals and businesses. Whether you are handling unexpected medical expenses, planning a wedding, or looking to consolidate debt, Sincere Moneylender provides a wide range of loan products with competitive interest rates and straightforward terms. Known for their customer-first approach, they prioritize a seamless loan process with minimal paperwork and fast approvals. Every borrower receives personalized assistance, ensuring that each loan fits their financial situation perfectly. With a transparent and hassle-free process, Sincere Moneylender has become a trusted choice among borrowers across Singapore.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 2.22% | 5.0 |  |
| Advance Cash Credit | 6 times monthly income | 6 times monthly income | 3.00% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 3.07% | 5.0 | |
| Abm Creditz Singapore | 6 times monthly income | 6 times monthly income | 3.90% | 4.9 | |
| MoneyPlus Capital | 6 times monthly income | 6 times monthly income | 2.89% | 5.0 | |
| Cash Direct | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| UK Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Sumo Credit | 6 times monthly income | 6 times monthly income | 3.92% | 4.9 | |
| Synergy Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 4 December 2025
Applying for a loan with Sincere Moneylender is fast and convenient. To qualify, applicants must meet the following criteria:
Eligibility Criteria:
Documents Required:
For Singapore Citizens and Permanent Residents:
For Foreigners:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Receive your loan approval within hours, ideal for urgent financial needs.
Choose from a variety of loan types including personal, business, medical, wedding, study, and debt consolidation loans.
Enjoy competitive rates between 1% to 4%, with no hidden charges.
Fully accredited and regulated by the Ministry of Law in Singapore.
Friendly support and tailored loan plans to suit your financial needs.
