Updated November 13, 2025
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Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Thursday, November 13th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
Goldstar Credit is a licensed money lender in Singapore, offering quick and efficient cash solutions for all needs. Boasting a rich history and an excellent customer satisfaction record, Goldstar Credit provides flexible loan options, each tailored to meet specific requirements. Their services range from quick loan approval to highly competitive interest rates and personalized service, making it one of the most reliable sources for personal loans, business loans, and more. From covering emergency expenses to financing personal projects, or debt consolidation-each of these aspects is easier and more secure with Goldstar Credit.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 2.22% | 5.0 |  |
| Advance Cash Credit | 6 times monthly income | 6 times monthly income | 3.00% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 3.07% | 5.0 | |
| Abm Creditz Singapore | 6 times monthly income | 6 times monthly income | 3.90% | 4.9 | |
| MoneyPlus Capital | 6 times monthly income | 6 times monthly income | 2.89% | 5.0 | |
| Cash Direct | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| UK Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Sumo Credit | 6 times monthly income | 6 times monthly income | 3.92% | 4.9 | |
| Synergy Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 13 November 2025
To apply for a loan with Goldstar Credit, applicants need to meet the following criteria:
Documents Required:
For Singapore Citizens and Permanent Residents:
Work pass (S-Pass, E-Pass, work permit, or other proof of employment)
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Receive approval within hours for urgent cash needs.
Choose from personal, business, education, and debt consolidation loans.
Enjoy low interest rates with no hidden fees.
Approved and regulated by the Ministry of Law in Singapore.
Tailored solutions for every unique financial situation.
