Updated December 4, 2025
Fact-Checked
We put every effort into ensuring information on ROSHI is accurate and up to date. Double-check all details before applying or buying.
Disclaimer
Terms & Conditions
Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Thursday, December 4th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.94%
Kaiiron is a licensed moneylender situated in Singapore’s City Hall district, dedicated to providing professional and reliable financial solutions. With a strong emphasis on customer satisfaction, Kaiiron offers a variety of loan products tailored to meet diverse financial needs.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 2.22% | 5.0 |  |
| Advance Cash Credit | 6 times monthly income | 6 times monthly income | 3.00% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 3.07% | 5.0 | |
| Abm Creditz Singapore | 6 times monthly income | 6 times monthly income | 3.90% | 4.9 | |
| MoneyPlus Capital | 6 times monthly income | 6 times monthly income | 2.89% | 5.0 | |
| Cash Direct | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| UK Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Sumo Credit | 6 times monthly income | 6 times monthly income | 3.92% | 4.9 | |
| Synergy Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 3.92% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 4 December 2025
Their streamlined application process, competitive interest rates, and flexible repayment terms make them a preferred choice for individuals seeking urgent financial assistance. Whether it’s covering unexpected expenses, bridging financial gaps between paydays, or funding personal projects, Kaiiron ensures a hassle-free borrowing experience.
Applying for a loan with Kaiiron is straightforward. Applicants must meet the following criteria:
Eligibility Criteria:
Documents Required:
For Employed Individuals:
For Self-Employed Individuals:
For Foreigners:
The loan amount you are eligible for depends on your annual income and assessed repayment ability. Submitting all required documents increases the likelihood of approval.
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Quick approval process for immediate financial needs.
Rapid disbursement to address time-sensitive expenses.
Flexible financing options for various personal purposes.
Short-term solutions to bridge financial gaps until your next salary.
Access funds ahead of time for unforeseen expenditures.
Temporary financial assistance with manageable repayment terms.
Loanadvisor.sg
