Fast Money

Fast Money Moneylender
(Product Review)

Updated March 18, 2025

  • Fact-Checked We put every effort into ensuring information on ROSHI is accurate and up to date. Double-check all details before applying or buying.
  • Disclaimer
  • Terms & Conditions
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1% – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, March 18th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

Product Review

Fast Money is a prominent licensed moneylender in Singapore. They provide a variety of loan products, including personal, payday, foreigner, wedding, fast cash, instant cash, line of credit, business, medical, monthly, and renovation loans.

The company is known for their quick and reliable financial solutions. As their company’s name indicates, borrowers can expect ultra-fast approval process that is often completed within 30 minutes. Fast Money has over 700 positive reviews and has built a reputation for efficient service and transparent terms, making it one of the top trusted choice for borrowers.

Singapore’s Favourite
Loan Marketplace
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

As a licensed moneylender, Fast Money has earned trust among borrowers, reassuring clients of their credibility in the financial services sector. The company’s commitment to accessibility, transparency, and professionalism has positioned it as a reliable option for both local residents and expatriates in Singapore seeking efficient lending solutions.

List of Reputable Licensed Moneylenders in Singapore (March 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    118 Credit 6 times monthly income 6 times monthly income 1-4% 4.9
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    A1 Credit 6 times monthly income 6 times monthly income 1-4% 4.9
    Close More Moneylenders

    *Today's Moneylenders Rates - 18 March 2025

    Fast Money Application Requirements

    To apply for a loan through Fast Money, you need to:

    • At least 21 years old
    • Have a valid NRIC, Passport, or Foreign Identification Card (FIN)
    • Provide proof of income (e.g., payslips, CPF statements, or bank statements)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Lendingpot Highlights

    • Lightning-Fast Approval

    Get your loan processed and approved in as little as 30 minutes.

    • Varied Loan Products

    An extensive array of loan options to cater to diverse financial needs.

    • Affordable Interest Rates

    Clear and competitive rates that are easy on your wallet.

    • Hassle-Free Application

    A straightforward online application process with minimal documentation.

    • Privacy Assurance

    Robust security measures to protect your personal data.

    • Customer-First Service

    Friendly and professional support with adaptable repayment plans.

    • Excellent Reputation

    Over 700 glowing reviews attest to their superior service”

    Personal Loan Calculator

    Calculate My Results

    Frequently Asked Questions

    How does Fast Money operate?

    Fast Money offers a streamlined loan application process via their website, focusing on rapid approvals and excellent customer service. Their experienced loan officers guide borrowers through each step.

    What types of loans does Fast Money offer?

    Customers can apply for personal, payday, foreigner, wedding, fast cash, instant cash, line of credit, business, medical, monthly, and renovation loans.

    How quickly can a loan be approved?

    Loans are typically approved within 30 minutes to one business day, ensuring quick access to funds.

    Is Fast Money a licensed moneylender?

    Yes, Fast Money is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What documents are needed for a loan application?

    Applicants must provide a valid ID (NRIC, Passport, or Foreign ID) and proof of income, such as payslips, CPF statements, or bank statements.

    How long has Fast Money been in business?

    Fast Money has been operating for over 10 years, providing reliable and efficient financial solutions to borrowers in Singapore.

    What are the income requirements for foreigners applying for a personal loan?

    Foreigners generally need an annual income of S$40,000 to S$60,000 to secure a personal loan from a bank in Singapore. However, at Fast Money, even those earning less than S$10,000 annually can borrow up to S$3,000."

    EXTERNAL REVIEWS

    Kaizenaire