Updated April 25, 2025
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Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Friday, April 25th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
Whether you require funds for personal reasons, business needs, or even special occasions, 1st Credit provides flexible loan solutions with competitive terms. The company is a licensed moneylender in Singapore, offering a wide array of loan products to suit various financial needs.
Known for their customer-centric approach, they ensure that borrowers receive clear, transparent, and fair lending services. Additionally, 1st Credit is one of the few moneylenders open on Sundays, making them a convenient option for those in need of immediate financial assistance.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |  |
| Orange Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 2 Lend | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Cash | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 25 April 2025
To apply for a loan with 1st Credit, applicants need to meet the following criteria:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
1st Credit is a licensed moneylender in Singapore, operating under the regulations of the Ministry of Law, ensuring safe and legal lending practices
1st Credit offers a range of loans, including Personal Loans, Payday Loans, Business Loans, Bridging Loans, Wedding Loans, and Debt Consolidation Loans, catering to different financial needs.
One of the few moneylenders open on Sundays, 1st Credit provides the flexibility to access funds even on weekends, ensuring you can get help when you need it most.
1st Credit offers quick loan approval and disbursement, allowing clients to receive funds within the same day in most cases.
The friendly and knowledgeable loan consultants at 1st Credit are available to discuss your financial situation and tailor a loan solution that best suits your needs.
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