Updated April 25, 2025
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Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Friday, April 25th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
One of the top pawnbroking chains in Singapore is ValueMax. The business provides financial services, such as retail watch sales, jewellery sales, and moneylending.
ValueMax was founded in 1988 and has since expanded quickly with more than 48 locations around Singapore. The company offers professional appraisals and secure transactions, guaranteeing its clients obtain accurate assessments and dependable service. Many recognise ValueMax as a reliable brand for appraisals and short-term funding requirements.
Moneylending services are provided through VM Credit Pte Ltd and it offers a range of loan products including prrivate financing, property mortgage loans, unsecured personal loans, and dealership financing.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |  |
| Orange Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 2 Lend | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Cash | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 25 April 2025
To use ValueMax’s services, bring along your:
Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
complete. Our advanced technology and expert loan specialists work together to match you with suitable options
on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional
information is required. Once we’ve verified your details, we’ll begin the process of matching you with
appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to
discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
bank transfer.
ValueMax offers moneylending and pawnbroking services. It also sells jewels and gold at retail.
You will receive trustworthy and accurate estimates for various items.
Value Max has more than 48 locations around Singapore.
Look forward to quick processing times and an effective service.
Guarantees the dependability and security of your valuable belongings.
CashMart
