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Grab Partner Cash Advance – For Drivers

Grab Partner Cash Advance (Drivers)
(Product Review)

By Dawn Chew Grab Partner Cash Advance – For Drivers

Updated May 14, 2025

Launch Application
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0%

Annual Interest Rate

$500

Minimum Loan Amount

2%

Processing Fee

Product Review

As gig workers, Grab drivers often face challenges accessing traditional credit, especially during unpredictable times. The Partner Cash Advance programme solves this by offering:

  • Instant loan disbursement via Grab’s ecosystem
  • Weekly auto-deductions for easy repayment
  • Upfront-only processing fee (no compounding debt)
  • Eligibility based on platform performance – not traditional credit scores

This is not a traditional bank loan. It’s a low-barrier, high-support safety net made for full-time and part-time drivers alike.

Singapore’s Favourite
Loan Marketplace
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

Key Factors

Speed: Applications are processed almost instantly, with funds disbursed to the driver’s GrabPay wallet.

Affordability:A one-time processing fee of up to 2% per month is charged upfront. No interest or compounding fees are applied.

Flexibility:Weekly repayments are auto-deducted, helping partners manage their finances with ease.

Eligibility: No lengthy paperwork—eligibility is based on Grab’s internal performance and credit metrics.

Partner Cash Advance Fee

Grab’s Partner Cash Advance programme is intentionally designed to be affordable and transparent. Instead of charging interest or compounding fees, Grab applies a one-time processing fee of up to 2% per month (typically around 1.5%), which is deducted upfront from the disbursed amount. There are no late fees, no hidden charges, and no additional admin costs. This simple fee structure ensures that partners can access emergency funds without the burden of growing debt or unexpected expenses.

Partner Cash Advance Terms & Eligibility

To be eligible, a partner must:

  • Have been driving with Grab for at least 3 months
  • Have earned an average of SGD $1,000/month
  • Be active in the last 7 days
  • Pass Grab’s internal credit risk assessment

Overview of Grab Partner Cash Advance Loan Features

Processing Time Instant (via Grab Wallet)
Interest Rate 0%
Processing Fee Up to 2% (one-time)
Repayment Period Weekly deductions (flexible)
Eligibility Duration 3+ months on Grab
Monthly Earnings Minimum SGD $1,000
Disbursement Method GrabPay or linked bank account

PROMOTIONS

APPLICATION PROCESS

  • Apply via Grab Driver App

    Select “Partner Cash Advance” under financing options.

  • Auto Evaluation by Grab

    Eligibility and credit risk checks are performed instantly.

  • Fund Disbursement

    Successful applicants receive funds immediately in their Grab wallet.

  • Weekly Repayment Deductions

    Small auto-deductions make repayments manageable.

Grab Partner Cash Advance Highlights

  • Instant disbursement
  • Zero late/hidden fees
  • Flexible repayment (auto-deducted weekly)
  • Ideal for emergencies
  • Not available to all drivers—eligibility required
  • Upfront processing fee (up to 2%)

Calculate My Results

Frequently Asked Questions

Are there any interest charges or late fees?

No. Grab’s Partner Cash Advance is interest-free. There are also no late fees or hidden costs. Only a one-time processing fee (up to 2%) is deducted upfront.

How much can I borrow?

Eligible drivers can borrow between SGD $500 to $15,000. The exact amount depends on your driving activity and earnings over the past 3 months.

How do repayments work?

Repayments are automatically deducted weekly from your Grab cash wallet in small, manageable amounts, making it easier to budget and repay.

How fast can I receive the loan?

Once approved, funds are instantly transferred to your GrabPay wallet. You can transfer them to a linked bank account or use them directly.

What happens if I have trouble repaying?

Grab understands emergencies can be complex. If you're facing issues due to health, work loss, or other emergencies, support is available. Email: [email protected]

Why don’t I see the loan option in my app?

You might not meet the current eligibility criteria. Only select Grab drivers who meet specific activity, earnings, and credit risk requirements will see the cash advance option in their app.

Will this loan affect my credit score?

This loan is based on Grab’s internal credit system, not traditional banks. Using it responsibly could improve your standing within Grab, though it may not affect external credit scores.