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Grab offers eligible driver-partners an interest-free emergency loan of up to SGD $15,000 with instant disbursement via GrabPay.
There are no late fees, just a one-time processing fee of up to 2%, with weekly auto-repayments. Requires 3+ months on the platform and a minimum monthly income of SGD $1,000.
We connect drivers with a network of reputable lenders offering unsecured personal loans. Loan amounts range from $1000 to $200,000 with flexible repayment terms of up to 5 years.
Gojek driver-partners can get pre-approved in 5 minutes with competitive interest rates starting from as low as 0% montlhy and transparent admin fees.
ComfortDelGro doesn’t offer personal loans but supports its drivers through:
- Free rental days for new drivers
- Cabby Hardship Fund for medical or emergency needs
- Pilot salary scheme with fixed income and employment benefits
- TDVL training fee reimbursement (up to S$300)
- Best for drivers seeking job security + stable cash flow, not lump-sum credit.
For private hire drivers who are not tied to a specific platform or do not qualify for in-app financing, personal loans from licensed financial institutions remain a viable option.
These loans typically require proof of income, a stable driving history, and a good credit score. While interest rates may vary, reputable lenders offer competitive packages with flexible repayment plans. This option is ideal for drivers seeking higher loan amounts or longer tenures beyond what platform-based programs provide.
Taxi and private-hire drivers form the backbone of Singapore’s transport ecosystem, but when financial emergencies arise, many struggle to access traditional loans due to irregular income or lack of payslips. That’s why platform-specific loan and support programs have emerged to fill this gap. Whether it’s Grab’s instant Partner Cash Advance, Gojek’s app-integrated GoPay Pinjam, or ComfortDelGro’s rental incentives and hardship fund, each platform offers tailored financial solutions to suit drivers’ unique needs. In this guide, we break down the key features, fees, eligibility criteria, and repayment structures—so you can make informed choices, avoid high-interest traps, and secure the support you need to keep moving.
Grab. Cash is disbursed instantly upon approval to your GrabPay wallet.
Yes—Grab’s Partner Cash Advance has no interest, just a one-time processing fee.
Grab and Gojek loans are offered selectively based on your ride/delivery activity, earnings, and risk profile.
Not directly. Instead, Comfort provides hardship funding, employment schemes, and rental incentives.
Only if you drive for multiple platforms and meet each provider’s criteria. Be cautious about over-borrowing.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
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