365 Credit Solutions Review

365 Credit Solutions Moneylender
(Product Review)

Updated March 18, 2025

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6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, March 18th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

Product Review

365 Credit Solutions is a licensed moneylender in Singapore, offering a range of personal loan options tailored to meet various financial needs. What sets them apart is their claim to offer ‘Singapore’s most straightforward business loan’. This makes 365 Credit Solutions a go-to option for entrepreneurs facing unexpected cash crunches or seeking fast financial support. Their flexible hours and streamlined process are perfect for businesses.

Singapore’s Favourite
Loan Marketplace
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

Known for their exceptional customer service, 365 Credit Solutions has garnered over 709+ 5-star reviews on Google and 252+ 5-star reviews on Loan Advisor, making them a highly trusted lender in the community.

Whether you need a business loan, small cash advance or a personal loan for unexpected expenses 365 Credit Solutions provides a fast, reliable service with competitive interest rates.

List of Reputable Licensed Moneylenders in Singapore (March 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
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    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    A1 Credit 6 times monthly income 6 times monthly income 1-4% 4.9
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    *Today's Moneylenders Rates - 18 March 2025

    365 Credit Solutions Application Requirements

    To apply for a loan with 365 Credit, applicants need to meet the following criteria:

    • Be at least 21 years old.
    • Singapore Citizens, Permanent Residents, and foreigners with valid Employment Passes or Work Permits are eligible.
    • Provide identification documents (NRIC or passport), proof of income (recent payslips, CPF statements, or tax returns), and employment verification.
    • Complete the online application form via Singpass for secure and efficient processing.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    365 Credit Solutions Highlights

    • Extensive Positive Reviews

      365 Credit has earned over 709+ 5-star reviews on Google and 252+ 5-star reviews on Loan Advisor, reflecting high customer satisfaction.

    • Trusted Moneylender

      As a licensed moneylender regulated by Singapore’s Ministry of Law, 365 Credit offers safe and legal loan options with transparent terms

    • Quick Approval Process

      365 Credit provides a quick and straightforward loan approval process, ensuring you receive funds as swiftly as possible.

    • Flexible Loan Options

      The company offers a variety of loan products, including personal loans, payday loans, and bridging loans, tailored to meet different financial needs.

    • Convenient Online Application

      With an easy-to-use online application process via Singpass, applying for a loan with 365 Credit is both secure and efficient.

    Personal Loan Calculator

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    Frequently Asked Questions

    What types of loans does 365 Credit offer?

    365 Credit offers personal loans, payday loans, bridging loans, and other customised loan options to suit different financial needs.

    How long does it take to get loan approval?

    Loan approval at 365 Credit is typically fast, with many applications being approved within the same day, depending on the completeness of your documentation.

    What are the interest rates for loans at 365 Credit?

    The interest rates are competitive and are set within the legal limits regulated by Singapore's Ministry of Law. Specific rates depend on the loan type and your financial profile.

    Can I apply for a loan if I am a foreigner?

    Yes, foreigners with valid Employment Passes or Work Permits are eligible to apply for loans with 365 Credit.

    What documents do I need to provide for my loan application?

    You will need to provide identification documents (NRIC or passport), proof of income (recent payslips, CPF statements, or tax returns), and employment verification to complete your application.

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