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ROSHI offers a fast solution for Singaporeans seeking urgent financial assistance. Our platform connects borrowers directly with banks and licensed moneylenders, processing applications within the same day. Approvals can happen in as little as 20 minutes, with cash disbursement possible in 30 minutes after approval.
The application process requires minimal documentation, enabling requests to be submitted in minutes. This quick process ensures that emergency cash needs can be solved quickly. While ROSHI facilitates fast access to urgent cash loans, borrowers are encouraged to carefully consider their repayment capabilities and review loan terms before accepting any offer.
ROSHI exclusively partners with licensed moneylenders and banks registered with the Ministry of Law or the Monetary Authority of Singapore. This ensures all loans offered through our platform comply with Singapore's strict lending regulations addressing common legal concerns about emergency borrowing.
Our vetted partners are subject to legal interest rate caps and loan amount limits, providing borrowers with protection against predatory lending practices. The application process adheres to all legal requirements for proper documentation and identity verification while maintaining client confidentiality. ROSHI does not engage with loan sharks, unlicensed moneylenders, or unregulated private lenders.
On ROSHI you can apply without documents by completing a quick 30-second multi-step questionnaire. This streamlined process allows borrowers to receive pre-approved loan options in minutes offering a fast solution for borrowers seeking urgent financial assistance.
Our AI enabled platform processes applications quickly connecting borrowers with multiple licensed moneylenders and banks. While the initial application requires no documents, uploading them is advisable. Most lenders offer better terms and higher approval rates for applications supported by proper documentation.
ROSHI connects borrowers with licensed moneylenders and banks offering rapid emergency loan approvals. Our streamlined process allows for initial approvals in as little as 20 minutes. This is made possible by ROSHI's advanced AI enabled platform which efficiently processes applications and matches borrowers with suitable lenders.
Many of ROSHI's lending partners offer same-day approvals with some capable of disbursing cash in as little as 30 minutes after final approval. This quick turnaround ensures that borrowers can access emergency funds when they need them most. All loans offered through ROSHI adhere to Singapore's lending laws providing borrowers with quick access to legal and regulated financial solutions in times of urgent need.
$1,000
$200,000
3 Months
48 Months
$58,200.00
$13,200.00
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |  |
| Orange Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 2 Lend | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Cash | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 14 May 2025
Emergency cash loans offer a fast solution for borrowers in Singapore who require urgent access to cash due to an unexpected expense or financial hardship. Also known as instant loans, these small unsecured loans ranging from $500 to $2,000 can be approved rapidly, often within the same day of application.
As they do not require collateral, emergency loans carry higher interest rates to account for the increased risk to lenders. Repayment terms run from 1 to 6 months, allowing borrowers to repay the funds quickly once their financial situation stabilizes.
Emergency loans are suitable for covering pressing needs such as sudden medical bills, critical home repairs, family & friends repayments, and other unanticipated costs. The quick approval process enables urgent access to funds when in need.
Emergency cash loans serve as a fast solution for borrowers facing urgent, unanticipated expenses. These small, short-term loans allow access to funds quickly without requiring collateral.
When researching emergency loan providers, key factors to compare include:
Most emergency cash loans have straightforward eligibility:
Opting for an emergency cash loan when facing a dire, unexpected situation can provide rapid financial relief. Compare multiple options to find the lowest interest rates and favourable repayment terms.
Compare interest rates and terms across multiple lenders to find the best deal. Rates can vary widely.
Take out the minimum amount required to cover your emergency expense. Don’t take unnecessary debt.
Emergency loans typically have short 1-6 month repayment terms. Ensure you can repay on time.
Look for any hidden fees or prepayment penalties not disclosed upfront.
Having income documents, a solid credit history, and low existing debt can help secure approval.
Set up autopayment of the monthly instalments so you wont be charged for late repayments.
Avoid borrowing from illegal or unlicensed moneylenders who may charge exorbitant rates.
Have a plan to repay and build savings to avoid needing future emergency loans.
Most lenders can approve emergency loans within 24 hours given you meet the basic eligibility criteria. The fastest provide approval in just 1 hour.
You’ll need your NRIC/FIN, recent payslips, employment documents, and proof of address. Some lenders may request additional documents.
Interest rates are generally quite high, often 18% to 28% APR. This compensates lenders for the risk and quick financing.
Loan amounts range from $500 up to $5,000 in most cases. Apply for the specific amount you need, not the maximum.
Repayment terms are short, usually between 1 to 6 months. This allows you to repay the loan quickly.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
