MoneyPlus Capital Review

MoneyPlus Capital Review
(Product Review)

Updated June 9, 2025

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6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Monday, June 9th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.92%

Product Review

Singapore’s Favourite
Loan Marketplace
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

MoneyPlus Capital, established in 2014, is a licensed moneylender in Singapore dedicated to providing swift and tailored financial solutions. Recognizing that past financial challenges don’t define one’s future, they offer a range of loan products designed to assist clients in regaining financial stability. Their commitment to transparency, integrity, and customer-centric service has positioned them as a trusted choice for personal loans, debt consolidation, and more. With a streamlined application process and competitive interest rates, MoneyPlus Capital ensures that clients receive the support they need promptly and efficiently.

List of Reputable Licensed Moneylenders in Singapore (June 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    EZ Loan 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    MoneyPlus Capital 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Close More Moneylenders

    *Today's Moneylenders Rates - 9 June 2025

    MoneyPlus Capital Application Requirements

    Applying for a loan with MoneyPlus Capital is straightforward. Applicants must meet the following criteria:

    Eligibility Criteria:

    • Be at least 21 years old.​
    • Be a Singapore Citizen or Permanent Resident.​
    • Have a stable income

    Documents Required:

    • National Registration Identity Card (NRIC): Proof of identity.​
    • Proof of Income: Latest 3 months’ payslips or income tax Notice of Assessment
    • Proof of Residence: Recent utility bill or tenancy agreement
    • For a seamless application, applicants can apply via the website, visit the office, or use WhatsApp. Upon approval, funds can be collected instantly.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Calculate My Results

    MoneyPlus Capital Highlights

    • Fast Loan Approval

      Receive approval within hours for urgent financial needs.​

    • Flexible Loan Options

      Offers personal loans, payday loans, debt consolidation loans, and more.​

    • Competitive Rates

      Interest rates range from as low as 1% to a maximum of 4% per month.

    • Licensed Moneylender

      Fully accredited by Singapore’s Ministry of Law, ensuring adherence to strict regulations.​

    • Customer-Centric Service

      Dedicated to understanding individual financial situations and providing tailored solutions.

    Calculate My Results

    Frequently Asked Questions

    Is MoneyPlus Capital a licensed moneylender?

    Yes, MoneyPlus Capital operates under the regulations set by the Ministry of Law in Singapore, ensuring transparent and ethical lending practices.

    How soon can I get my loan approved?

    Loan approvals are typically processed within hours, allowing you to access funds promptly for urgent needs.

    What types of loans does MoneyPlus Capital offer?

    They provide a variety of loans, including personal loans, payday loans, bad credit loans, fast urgent cash loans, debt consolidation loans, wedding loans, medical loans, travel loans, and bridging loans.

    What documents are required to apply for a loan?

    Applicants need to provide their NRIC, proof of income (latest 3 months' payslips), and proof of residence (e.g., utility bill or tenancy agreement).

    Are there any fees for early repayment?

    MoneyPlus Capital allows early repayments without incurring penalties, offering flexibility to manage your loan effectively.

    External Review

    MoneyIQ