| Moneylender | Max. Loan Amount (Singaporeans) | Max. Loan Amount (Foreigners) | Monthly Interest Rate | Google Reviews |
|---|---|---|---|---|
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |
| Orange Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |
| A1 Credit | 6 times monthly income | 6 times monthly income | 1-4% | 4.9 |
| Abm Creditz Singapore | 6 times monthly income | 6 times monthly income | 1-4% | 4.9 |
| Bugis Credit | Up to $50,000 | Up to $30,000 | 1-4% | 4.9 |
| Capital Funds Investments | 6 times monthly income | 6 times monthly income | 1-4% | 4.9 |
| GS Credit | 6 times monthly income | 6 times monthly income | 1-4% | 4.9 |
| Horison Credit | 6 times monthly income | 6 times monthly income | 1-4% | 4.9 |
| Katong Credit | 6 times monthly income | 6 times monthly income | 1-4% | 4.9 |
| Credit 21 | 6 times monthly income | 6 times monthly income | 1-4% | 4.8 |
| Aero Credit | 6 times monthly income | 6 times monthly income | 1-4% | 4.3 |
| JR Credit | 6 times monthly income | 6 times monthly income | 1-4% | 4.0 |
*Today's Moneylenders Rates - 4 December 2023
An instant cash loan is an excellent choice when you have impromptu financial bills to settle. Hence, these loans should be considered when in dire financial difficulty.
Quick cash loans are short-term loans that do not require collateral for you to gain access to the loans. The amount you request will be instantly disbursed to you and your eligibility is not determined by what you have to offer (i.e. security). However, banks place high-interest rates on loans to discourage irresponsible loan applications.
Consider the services offered by both bankers and moneylenders.
Payment speed
The ease of approval and payment should determine the loan provider you choose.
Below are some of the benefits of using a fast cash loan when you urgently need money:
Fast application process
Loan applications via ROSHI are easy and fast. The process can be completed online, and enquiries sent through customer support. Our Customer support team can be reached via calls or WhatsApp messenger.
Multiple Loan Offers
We work with various banks and financial institutions that support easy cash loans. So, you can expect diverse offers that can match your needs – most of them within a few hours or sometimes minutes!
Easy Dispensing
With ROSHI, you can select a cash loan offer, finalise the last steps with the bank and receive your money. We will guide you through the process and ensure you quickly secure your cash loan.
Diverse Loan Purposes
Since this type of loan does not require security, they are for a variety of purposes.
As easy as the application process is, there are some documents and information that we need. This helps us determine the eligibility of applicants. Loan applicants must be Singapore citizens above 21 years or permanent residents with a valid work permit. We also require the following documents:
Life comes with many experiences, some are good while others are challenging. An unexpected significant financial crisis could bring ruin to an individual, especially with the high cost of living in Singapore. Fast Cash believes that loans shouldn’t be burdensome but provide aid to the applicant. So, we designed product and services to match the needs of Singapore’s residents.
Fast Cash Loans are fast loans that are available to you within hours of application. You can complete the application process online and go to the office to receive your loan amount after it has been approved.
Accredit Fast cash loans are ideal for people with immediate financial needs. Some scenarios where Fast Cash Loans can be used are:
Instant cash can be useful when you are grappling with cash flow problems, like overdue utility or rent bills – or unforeseen situations like a medical emergency. Our fast cash loan is here to meet your short-term, urgent needs and you don’t have to worry about going through the hoops of the banking system.
Generally, the refund should be completed between 2 to 12 months after application.
Certain banks require your minimum monthly income or credit history before you can apply for personal loans. Applicants also wait for days or weeks for loan approval because of the tedious documentation process.
After you complete your application process, it should be reviewed and approved within the next hour. Then depending on your preference, you will receive a check, cash or bank transfer.
Going online to apply for a fast cash loan offers convenience to you. Instead of filling out numerous forms and waiting to be interviewed by someone, you can enter your information online and get an answer within minutes.
Before searching the town (or the Internet) for a lender, we recommend that you should check your bank for fast cash loan offers. Due to your banking history with them, you could get approved faster and enjoy more favorable loan terms.
If your loan application has been previously rejected, bring in a cosigner that has a more prominent financial credit history than you. This will improve your application experience with the lender.
Resist the urge to use a fast cash loan as carte-blanche for huge cashouts. By keeping the amount you ask for reasonable and according to your actual financial need and ability to repay, you’ll have a better chance of getting fast approval.
Do not manipulate the numbers to make your financial situation look better. Lenders have a wide variety of tools to verify the information you’ve given them. If you get caught in an inconsistency, it could delay the approval or ultimately cause the denial of your loan.
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