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ABM Creditz Review

ABM Creditz Moneylender Review
(Product Review)

By Dawn Chew ABM Creditz Review

Updated March 18, 2025

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6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, March 18th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.98%

Product Review

ABM Creditz offers a variety of loan products designed to meet the diverse financial needs of individuals. They have been a licensed moneylender since 2018 and offer different types of loans to help customers in Singapore including personal loans, debt consolidation plans and loans for foreigner workers.

List of Reputable Licensed Moneylenders in Singapore (March 2025)

Moneylender Max. Loan Amount
(Singaporeans)		 Max. Loan Amount
(Foreigners)		 Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
    • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    118 Credit 6 times monthly income 6 times monthly income 1-4% 4.9
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    A1 Credit 6 times monthly income 6 times monthly income 1-4% 4.9
    Close More Moneylenders

    *Today's Moneylenders Rates - 18 March 2025

    Known for its customer-centric approach, the moneylender provides personalised loan solutions with flexible repayment terms. The company’s focus on transparency and compliance with the Ministry of Law’s regulations ensures that borrowers receive fair and responsible lending services. Additionally, the company is located in People’s Park Singapore, a convenient location located in the central of Singapore.

    Singapore’s Favourite
    Loan Marketplace
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    ABM Creditz Application Requirements

    To apply for a loan with ABM Creditz, applicants need to meet the following criteria:

    • Be at least 21 years old.
    • Singapore Citizens, Permanent Residents, and foreigners with valid Employment Passes or Work Permits are eligible.
    • Provide identification documents (NRIC or passport), proof of income (recent payslips, CPF statements, or tax returns), and employment verification.
    • Complete the online application form via Singpass for secure and efficient processing.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    ABM Creditz Highlights

    • Customer-Focused Service

      ABM Creditz is dedicated to providing personalised loan solutions, ensuring that each client receives the financial assistance that best suits their needs.

    • Licensed and Regulated

      ABM Creditz operates under the strict regulations of Singapore’s Ministry of Law, offering safe and legal loan options with full transparency

    • Tailored Repayment Terms

      The company offers flexible repayment plans tailored to your financial situation, making it easier to manage your loan.

    • Fast Approval Process

      ABM Creditz prides itself on a fast loan approval process, helping you get the funds you need as quickly as possible.

    • Easy Application Process

      You can apply for a loan either online or in person, providing flexibility and convenience in managing your financial needs.

    Personal Loan Calculator

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    Frequently Asked Questions

    How much can I borrow with ABM Creditz?

    You can borrow up to 6 times your monthly salary, depending on your financial profile and eligibility. For borrowers with significant financial needs, you can get your loan quickly and efficiently.

    How fast can I receive the loan amount?

    ABM Creditz offers a swift loan disbursement process. Their site promises that borrowers receive the funds within minutes of approval, ensuring that you have access to the money when you need it most.

    Can I speak to a ABM Creditz loan officer about my loan options?

    Yes, ABM Creditz encourages potential borrowers to speak with a friendly loan consultant who can guide you through the loan options and help tailor a solution that best meets your financial needs.

    What documents are required for a loan application?

    You will need to provide identification documents (NRIC or passport), proof of income (such as recent payslips or CPF statements), and employment verification to complete your loan application.

    Are foreigners eligible to apply for loans with ABM Creditz?

    Yes, foreigners with valid Employment Passes or Work Permits are eligible to apply for loans, with the same quick and efficient service offered to all clients.

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