Getting a personal loan can seem complicated with all the different options and rates. ROSHI’s user-friendly personal loan calculator aims to make it simple for you to estimate your potential loan costs.
Just input the loan amount you need, current interest rates, and your preferred loan tenure. Our calculator will provide a detailed breakdown, including current bank rates, total loan amount, total interest payable, and estimated monthly repayments.
With this, you can better compare personal loan packages and make an informed decision on what fits your budget. Play around with loan amount and tenure to match your unique financial situation.
Our goal is to empower Singaporeans seeking personal loans to clearly understand the total costs, interest charges, and monthly repayments. This allows you to confidently borrow at the lowest possible rates and terms.
ROSHI is one of Singapore's leading loan matching platforms. We specialise in connecting borrowers with lenders offering personal loans, home loans and refinancing options.
The information published on our site is intended to be accurate and up to date but should not be construed as financial advice and does not consider your personal needs or financial circumstances. While our website provides factual loan information and general guidance, it should not replace professional advice from a licensed financial advisor. Users should consider whether the loan products featured on ROSHI are appropriate for their specific needs.
Loans marked as "Sponsored" are prominently displayed at the top of each page or listing table. As a result of commercial partnerships, ROSHI may receive compensation from lenders when users click on application links, submit inquiries, or successfully secure loans. "Sponsored" loan options should not necessarily be considered the best available or most appropriate for your personal situation.
When our site links to particular loan products, we may receive a referral fee, commission, or payment when users click through our site, apply for, and successfully secure a loan.
Loans listed in our comparison tables are sorted based on various factors including interest rates, fees, features, and popularity. ROSHI provides various filters to help borrowers sort through options and identify benefits.
ROSHI takes an open and transparent approach to its loan matching services. Borrowers should be aware that while we operate independently, our platform does not include all available loan products in Singapore.
Some lenders may offer their loan products through multiple channels, brands, or associated companies, which can make it challenging to comprehensively compare them. ROSHI strives to help borrowers better understand available options through unbiased and well-researched loan information.
For more information about our services, please read our terms of use and privacy policy
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$Excellent! ROSHI has found 28 that suit your criteria.
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ROSHI Personal Loan
Limited Promotion
Limited Promotion
1.88%Monthly Interest Rate
4 MonthsLoan Tenure (fixed)
$4000-$8000Loan Amount
5 Minutes Loan Approval
10 Minutes Cash Disbursement
Up to 1% Cashback*
$20 Grocery Voucher*
GXS FlexiLoan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Trust Bank Instant Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
OCBC Extra Cash
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
DBS Renovation Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Citibank Quick Cash Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
HSBC Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Standard Chartered CashOne Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Maybank CreditAble Term Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
CIMB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 60 years old
POSB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
Updated July 2, 2025
Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
---|---|---|---|---|
GXS | 0.00% | 4.13% | 1.35% of approved loan | S$417 |
DBS | 1.99% | 4.43% | $100 | S$433 |
POSB | 1.99% | 4.43% | $100 | S$433 |
OCBC Bank | 2.66% | 5.44% | 1.0% of approved loan | S$439 |
Trust Bank | 2.79% | 5.27% | $0 | S$440 |
CIMB Bank | 2.80% | 5.28% | $0 | S$440 |
Standard Chartered | 2.88% | 5.43% | $0 | S$441 |
HSBC | 2.92% | 5.50% | $0 | S$441 |
Maybank | 3.28% | 6.20% | $200 | S$444 |
Citibank | 3.45% | 6.50% | $0 | S$445 |
OCBC Bank | 5.43% | 11.47% | $200 | S$462 |
Compare up to 4 loan options side-by-side and submit an application directly on the ROSHI marketplace. Borrow up to
S$200,000 to finance major expenses or consolidate debt.
Our personal loan calculator enables you to estimate your monthly loan repayments, tenure and total interest
expenses. Simply adjust loan amount and repayment tenure. The calculator will automatically update different loan
options which are currently available in the market.
After obtaining an estimate, click the plus button on each option to view and compare loan offers from our panel of
lenders. Review interest rates, fees, and terms from all major banks and financial institutions to identify the most
suitable loan for your financial circumstances.
Take control of your finances with our free, easy-to-use personal loan calculator. Within seconds, you can view loan options matching your needs and budget.
You only need to input your desired loan amount and preferred loan tenure in months. The calculator will then show
you available offers.
Based on the amount and tenure you input, the calculator will display personalised loan offers that match, ranked
from lowest interest rate to highest.
Yes, you can use the filters to sort and compare loans by total repayment amount, total interest payable, or monthly
repayments from lowest to highest.
Focus on the total interest payable, monthly instalments, and any fees to find the most cost-effective loan offer
that fits your budget.
Click the “Apply Now” button on any loan offer to provide your details and submit an application directly to that
lender for quick processing.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide.Don't be a fool! #roshi #singapore #lending #borrowing
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.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing