Getting a personal loan can seem complicated with all the different options and rates. ROSHI’s user-friendly personal loan calculator aims to make it simple for you to estimate your potential loan costs.
Just input the loan amount you need, current interest rates, and your preferred loan tenure. Our calculator will provide a detailed breakdown, including current bank rates, total loan amount, total interest payable, and estimated monthly repayments.
With this, you can better compare personal loan packages and make an informed decision on what fits your budget. Play around with loan amount and tenure to match your unique financial situation.
Our goal is to empower Singaporeans seeking personal loans to clearly understand the total costs, interest charges, and monthly repayments. This allows you to confidently borrow at the lowest possible rates and terms.
ROSHI is one of Singapore’s leading comparison aggregators and an independent loan marketplace. We compare various products including banking, insurance, investment and utility products. We also facilitate loan applications for borrowers and lending partners.
We strive to keep all product information accurate and up to date but the information published on our site should not be construed as financial advice and does not consider one’s personal needs and financial circumstances. While the information on our website provides users with factual product information and general advice it should not be considered a substitute for professional advice by a licensed financial advisor. Consumers should consider whether products and/or services featured on ROSHI are appropriate for their personal needs.
Products marked as “Sponsored” are prominently displayed at the top of each page or listing table. As a result of commercial advertising agreements ROSHI may receive remuneration from financial institutions, service providers or specific product websites when users click on check out links, purchase or enquire about products. “Sponsored” products should neither be considered the best in their category or appropriate for one’s personal needs.
Where our site links to particular products, we may receive a referral fee, sign-up affiliate commission or payment when users click through via our site, apply and successfully sign-up for a product.
Products which are listed in comparison tables are sorted based on various factors including price, fees, promotions, features, reviews and popularity. ROSHI provides various comparison tools and filters to help consumers sort these and highlight benefits.
ROSHI takes an open and transparent approach to its product comparison and loan application services. Consumers should be aware that while we operate independently, our comparison and loan application services do not include all available products in Singapore.
Some financial institutions, service providers or specific product websites may offer their services and products via multiple channels, brands and or associated companies which might make it difficult for us and consumers to always find, compare and analyse them. ROSHI strives to enable consumers to understand them better via unbiased and well researched product information.
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$Excellent! ROSHI has found 38 that suit your criteria.
Sorry, the universe does not have any match for you today.
OCBC Extra Cash
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
OCBC Renovation Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 59 years old
CIMB Renovation-i Financing
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 55 years old
DBS Renovation Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Citibank Quick Cash Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
HSBC Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Standard Chartered CashOne Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
BOC $martLoan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
Maybank CreditAble Term Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
CIMB CashLite Personal Instalment Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 60 years old
Updated April 22, 2024
Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
---|---|---|---|---|
CIMB Bank | 3.38% | 6.32% | $0 | S$445 |
Citibank | 3.45% | 6.50% | $0 | S$445 |
Standard Chartered | 3.48% | 6.95% | $0 | S$446 |
OCBC Bank | 3.80% | 7.49% | 1.0% of approved loan | S$448 |
DBS | 3.88% | 7.56% | $100 | S$449 |
POSB | 3.88% | 7.56% | $100 | S$449 |
Maybank | 3.88% | 7.29% | $200 | S$449 |
HSBC | 4.00% | 7.50% | $0 | S$450 |
OCBC Bank | 5.42% | 12.11% | $200 | S$462 |
Compare up to 4 loan options side-by-side and submit an application directly on the ROSHI marketplace. Borrow up to
S$200,000 to finance major expenses or consolidate debt.
Our personal loan calculator enables you to estimate your monthly loan repayments, tenure and total interest
expenses. Simply adjust loan amount and repayment tenure. The calculator will automatically update different loan
options which are currently available in the market.
After obtaining an estimate, click the plus button on each option to view and compare loan offers from our panel of
lenders. Review interest rates, fees, and terms from all major banks and financial institutions to identify the most
suitable loan for your financial circumstances.
Take control of your finances with our free, easy-to-use personal loan calculator. Within seconds, you can view loan options matching your needs and budget.
You only need to input your desired loan amount and preferred loan tenure in months. The calculator will then show
you available offers.
Based on the amount and tenure you input, the calculator will display personalised loan offers that match, ranked
from lowest interest rate to highest.
Yes, you can use the filters to sort and compare loans by total repayment amount, total interest payable, or monthly
repayments from lowest to highest.
Focus on the total interest payable, monthly instalments, and any fees to find the most cost-effective loan offer
that fits your budget.
Click the “Apply Now” button on any loan offer to provide your details and submit an application directly to that
lender for quick processing.
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