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Dio Credit

Dio Credit Review
(Product Review)

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Updated 05 Jan 2026

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Useful Resources

05 Jan 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

Launch Application
3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Dio Credit Product Review

Dio Credit stands out as a reliable and professional moneylender in Singapore, committed to providing fast and efficient financial solutions. With a strong emphasis on customer satisfaction, Dio Credit offers a range of loan products tailored to personal, business and emergency needs. Their competitive rates, straightforward application process and quick approval times ensure borrowers receive the support they need without unnecessary delays. Dio Credit’s transparent and flexible approach has made it a trusted choice for financial assistance in Singapore.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%


Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
More Filters
Jefflee Credit
Address
3.92%
4.4  
$1,060.58
Hup Hoe Credit
Address
3.92%
5.0  
$1,060.58
Max Credit
Address
3.92%
4.1  
$1,060.58
Quickloan
Address
3.92%
4.9  
$1,060.58
SG Credit
Address
3.92%
4.0  
$1,060.58
Valuemax
Address
3.92%
4.6  
$1,060.58
Creditmaster
Address
3.92%
5.0  
$1,060.58
​Fortune Credit
Address
3.92%
5.0  
$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

Dio Credit Application Requirements

To apply for a loan with Dio Credit, applicants must meet the following criteria:

  • Citizenship: Singapore Citizens and Permanent Residents.
  • Age: 21 years and above.
  • Employment Status: Full-time or self-employed.

Documents Required:

  • NRIC, FIN or Passport.
  • Official company payslip (minimum 1 month).
  • Official CPF statement (minimum 3 months of contributions).
  • Latest Income Tax assessment record.

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

Dio Credit Highlights

  • Licensed Moneylender

    Fully accredited and regulated under Singapore’s Ministry of Law.

  • Fast Approval Process

    Most loans are approved within an hour, offering quick access to funds.

  • Transparent Loan Terms

    Clear and straightforward terms with no hidden fees.

  • Flexible Loan Options

    Wide range of loans, including NSF loans, unemployed loans and debt consolidation.

  • Customer-Focused Service

    Tailored loan solutions to meet your unique financial situation.

Frequently Asked Questions

Why is Dio Credit considered a trustworthy moneylender?

Dio Credit is licensed by Singapore’s Ministry of Law, ensuring its services are transparent, secure and in full compliance with regulations.

How quickly can I receive my loan?

Loan approvals are typically completed within 15 minutes, making Dio Credit ideal for urgent financial needs.

Are foreigners eligible to apply for a loan?

Yes, foreigners with valid employment passes or work permits can apply for loans at Dio Credit.

What loan types are available through Dio Credit?

Dio Credit provides a wide variety of loans, including personal, business, renovation, education and debt consolidation loans.

What is the application process like?

You can apply either online through Dio Credit’s user-friendly platform or in-person at their office. Their team provides step-by-step assistance throughout the process.