1 - Cash Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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1-Cash Credit Product Review

1-Cash is a licensed moneylender in Singapore known for delivering quick and flexible financial solutions to individuals from all walks of life. The company operates with full transparency while maintaining an efficient level of service. It offers a wide selection of loan options such as personal loans, payday loans and business loans to meet various financial situations.

The application procedure is designed to be fast and seamless with a strong focus on customer satisfaction. Borrowers can rely on 1-Cash to provide timely assistance whenever financial emergencies arise. Its operations are closely monitored by the Ministry of Law which ensures that all lending activities remain legal and transparent. This level of regulation allows customers to borrow with complete confidence.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, July 28th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.68%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

Best Licensed Moneylender

Address

1.88%

Grocery Vouchers

Up to 1% Cashback

5.0  

$938.64

1133 Moneylenders

Address

3.92%

5.0  

$1,060.58

Valuemax

Address

3.92%

4.6  

$1,060.58

Aero Credit

Address

3.92%

4.3  

$1,060.58

I Credit

Address

3.92%

5.0  

$1,060.58

1AP Credit

Address

3.92%

4.9  

$1,060.58

Sumo Credit

Address

3.92%

Grocery Vouchers

Up to 1% Cashback

4.9  

$1,060.58

Majestic Credit

Address

3.92%

4.5  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 28 2026.

1-Cash Credit Application Requirements

Applying for a loan at 1-cash is quite simple. Applicants must meet the following criteria and be in a position to provide the required documents.

Eligibility Criteria:

• Must be at least 18 years old
• Must be employed or have a stable source of income
• Must be a Singapore Citizen, Permanent Resident or hold a valid work permit (for foreigners)Documents Required:

For Singapore Citizens and Permanent Residents:

• NRIC
• Latest payslips (at least 3 months)
• CPF contribution statements or Notice of Assessment

For Foreign Workers:

• Passport
• Work pass or S-Pass
• Proof of residence (e.g., utility bills or tenancy agreement)