Updated April 25, 2025
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Terms & Conditions
Max. Loan Amount (Singaporeans)
Max. Loan Amount (Foreigners)
Monthly Interest Rate
Today’s moneylender interest rate trends in Singapore – As of Friday, April 25th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%
1-Cash is the established and licensed money lender in Singapore dedicated to providing fast, flexible, and accessible financial solutions to one and all. With its terms transparent and service efficient, 1-Cash provides all types of loans that cater to diverse financial needs, including personal loans, payday loans, and business loans. The whole loan application process is fast and smooth, oriented towards customer satisfaction and ensuring that the customer gets the help they need at their most desperate time. Legal status is well-regulated under the control of the Ministry of Law; hence, 1-Cash is very transparent, and borrowers feel secure.
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |  |
| Orange Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 2 Lend | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Cash | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 25 April 2025
Applying for a loan at 1-cash is quite simple. Applicants must meet the following criteria and be in a position to provide the required documents.
Eligibility Criteria:
For Singapore Citizens and Permanent Residents:
For Foreign Workers:
Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
complete. Our advanced technology and expert loan specialists work together to match you with suitable options
on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional
information is required. Once we’ve verified your details, we’ll begin the process of matching you with
appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to
discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
bank transfer.
Get approved in hours to meet urgent financial needs.
Loan packages that fit your financial situation and your repayment capacity.
No hidden charges; clear and concise loan agreements.
Fully licensed under the Ministry of Law in Singapore.
To be tailored to meet diverse financial situations.
