5 Minutes Approval & Up to 1% Cashback*
We Promise ...
Quick 5 Minutes Approval
$20 Grocery Voucher*
Up to 1% Cashback*
$1,000
$200,000
3 Months
48 Months
$58,200.00
$13,200.00
| Moneylender | Max. Loan Amount (Singaporeans) |
Max. Loan Amount (Foreigners) |
Monthly Interest Rate | Google Reviews | ROSHI Approved
|
|---|---|---|---|---|---|
| Best Licensed Moneylender | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 |  |
| Orange Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 2 Lend | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| EZ Loan | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Fullerton Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1st Credit SG | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 365 Credit Solutions | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Quick Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| Raffles Credit | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | |
| 1 Cash | 6 times monthly income | 6 times monthly income | 1-4% | 5.0 | Close More Moneylenders |
*Today's Moneylenders Rates - 14 May 2025
Foreigner loans provide overseas professionals in Singapore fast access to cash to cover unexpected shortfalls between pay cycles or other urgent needs. Given the financial pressures facing most expats, these loans serve a valuable purpose but must be used judiciously given high costs.
Compare foreign loan lenders considering the following options:
Both banks and money lenders in Singapore require minimum residency terms starting from either 6 or 12 months. Apply via the ROSHI loan marketplace to check eligibility for various lending options.
Foreigners typically need to provide work or S-pass, 3 latest pay slips and either CBS or MLCB. Providing complete application documentation will increase chances of approval significantly.
Some lending options have high interest rates of 3-4% per month hence it’s critical to check what monthly repayments you can afford based on your income and budget.
Having a local guarantor can improve approval chances and secure lower interest rates.
Get a credit card from a local bank and manage monthly payments like utilities, groceries and other expenses. This will help build your credit score over time.
Foreigners with a valid employment pass, S pass or work permit can qualify for personal loans from local banks and licensed money lenders based on eligibility criteria.
Lenders focus more on income stability and valid work status rather than unfamiliar foreign credit histories. But having some existing Singapore credit score helps demonstrate financial reliability.
Foreigners should prepare work permits, proof of income statements, bank accounts showing salary deposits, housing agreement/bills, and for some lenders letters from employers.
Processing time can take from a few hours to days – some licencesed money lenders even provide instant approvals. Typically borrowers can expect loan approvals wihtin 24-48 hours.
Foreigner loans in Singapore often allow loan tenure anywhere between 1 to 7 years depending on the lender terms, though 5 years maxmium is common.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
