Lendingpot

Lendingpot
(Product Review)

Updated April 25, 2025

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6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

0.25% – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Friday, April 25th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%

Product Review

Lendingpot is Singapore’s leading digital loan marketplace, connecting both businesses and individuals with a network of over 45 lenders to meet various funding needs. The platform simplifies the loan application process, allowing users to compare offers from multiple lenders with a single application.

Singapore’s Favourite
Loan Marketplace
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

At Lendingpot, you may obtain personalised loan offers from several banks and financial institutions. They assist you in comparing the offers and guide you through disbursement with the loan provider you choose. Lendingpot is known for its competitive loan terms, transparent processes, and supportive team, ensuring a smooth and efficient experience for those seeking financing.

List of Reputable Licensed Moneylenders in Singapore (April 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    EZ Loan 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Cash 6 times monthly income 6 times monthly income 1-4% 5.0
    Close More Moneylenders

    *Today's Moneylenders Rates - 25 April 2025

    Lendingpot Application Requirements

    To apply for a loan through Lendingpot, you need to:

    • Be at least 21 years old (for personal loans)
    • Provide necessary personal or business documents as required by the lender

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Lendingpot Highlights

    • Comprehensive Loan Options

    Offers a wide range of loan products including personal loans, business term loans, invoice financing, and property-backed loans.

    • Competitive Quotes

    Lenders compete to provide the best loan offers.

    • Simple Application

    Single application to access multiple lenders.

    • Expert Support

    A dedicated team to assist throughout the loan application process.

    • Secure Platform

    Information is securely managed in compliance with PDPA.

    Personal Loan Calculator

    Calculate My Results

    Frequently Asked Questions

    How does Lendingpot operate?

    Lendingpot connects both businesses and individuals with a network of over 45 lenders through a single, streamlined application process. Their team supports borrowers throughout the process to ensure a smooth experience.

    What types of loans does Lendingpot offer?

    Lendingpot offers a variety of loans, including personal loans, business term loans, property-backed loans, invoice financing, and startup loans.

    How long does it take to get a loan approved?

    The loan approval time varies depending on the lender, but the process is designed to be efficient and quick.

    Is Lendingpot a licensed moneylender?

    Lendingpot is not a moneylender; it is a digital loan marketplace that connects borrowers with licensed lenders.

    What documents are required to apply for a loan?

    The required documents depend on the specific loan and lender, but generally include personal identification, business registration documents, financial statements, and bank statements.

    How does Lendingpot ensure the security of your information?

    Lendingpot manages all information securely in accordance with the Personal Data Protection Act (PDPA), ensuring that your data is protected and only shared with consent.

    EXTERNAL REVIEWS

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