Licensed Moneylenders in Toa Payoh

Trinh Thanh
Head of Research
| |
Fact-checked

Below is a complete list of licensed moneylenders operating near Toa Payoh, verified against the Ministry of Law registry. Each listing includes address, rate information and ratings. All licensed moneylenders in Singapore are subject to the same regulated fee cap, approval requirements, loan amounts and disbursement speed may differ.

Ministry of Law Verified

All lenders on this page are listed on the official Registry of Moneylenders and comply with Singapore's regulated borrowing limits and fee caps.

Nearest MRT Station

Toa Payoh MRT (NS19) on the North-South Line. The station is located right next to the Toa Payoh Bus Interchange and HDB Hub, making most located lenders easily accessible on foot or by a short bus ride.

Number of Lenders

5 licensed moneylenders currently operate in this area, offering personal, fast cash, payday and foreigner loans.

Location Information

Toa Payoh is one of Singapore's oldest residential areas located in the heart of the Central Region. Known for its iconic town centre, well-loved hawker centres like Toa Payoh Lorong 8 Market and landmarks such as the HDB Hub and Toa Payoh Public Library, the neighbourhood is home to a strong multigenerational community of residents.

Complete List of Licensed Moneylenders Near Toa Payoh

The following moneylenders have registered offices in or near Toa Payoh. All are verified against the Ministry of Law's official registry.

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
More Filters
Cash Mart Address
Address
3.92%
5.0  
$1,060.58
Sands Credit Address
Address
3.92%
4.6  
$1,060.58
1133 Moneylenders Address
Address
3.92%
5.0  
$1,060.58
Goldstar Credit Address
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Best Licensed Moneylender Address
Address
1.88%
Grocery Vouchers
Up to 1% Cashback
5.0  
$938.64

All lenders verified against Ministry of Law registry. Last updated: February 27 2026.

Moneylenders In Toa Payoh? (FAQs)

How do I find licensed moneylenders near Toa Payoh?

You can use our loan matching platform to find and compare licensed moneylenders located in or near Toa Payoh. All lenders on our platform are verified against the Ministry of Law’s official registry. Toa Payoh MRT (NS19) is centrally located on the North-South Line just two stops from Novena and three from Orchard, making lender offices in the area easy to reach from across town.

You will typically need your NRIC or valid passport (for foreigners), proof of income such as recent payslips or CPF contribution statements and proof of residence. Some lenders may also request bank statements from the past 3 to 6 months.

Licensed moneylenders in the Toa Payoh area can typically process and approve applications within 30 minutes to a few hours, provided all documents are completed. Once approved, money can be disbursed via cash or PayNow on the same day.

Moneylenders in Toa Payoh offer small cash, fast cash, payday, bad credit and foreigner loans. All loan amounts and terms are regulated by the Ministry of Law, with interest rates capped at 4% per month.

Foreigners holding a valid work permit, S Pass or Employment Pass can apply. You will need your passport, employment pass or work permit and proof of income. Borrowing limits for foreigners earning less than $20,000 annually are capped at $1,500 under Ministry of Law regulations.

CALCULATE YOUR LOAN REPAYMENTS

Know What You'll Pay
Before You Borrow

Loan Amount
34

$1,000

$200,000

Loan Tenure
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Cashback

$0.00

Total Interest

$0

Total Repayment

$0

Launch Your Application
*No impact on credit score

Visit In-person or Compare with ROSHI first?

ROSHI enables borrowers to receive multiple pre-approved loan offers in real-time directly on our platform, avoiding the hassle of calling, visiting or applying with multiple licensed moneylenders.

Visit Moneylender
  • One lender at a time
  • Travel and take time off work
  • Credit check at each lender
  • Negotiate rates yourself
  • May feel uncomfortable or judged
Use ROSHI
  • Compare multiple pre-approved offers
  • Apply online from anywhere
  • No impact on credit score
  • We find the best offer for you
  • Private until you're ready to proceed

How To Spot A Loan Shark

Stay Away
  • Contacts you via SMS, WhatsApp, or social media
  • No physical office address
  • Not listed on Ministry of Law registry
  • Asks for upfront fees before disbursement
  • Asks for your Singpass password
  • Offers "guaranteed approval" regardless of income
  • May encourage borrowing even when lower interest options exist
Legitimate Lenders
  • Have a registered office you can visit
  • Listed on rom.mlaw.gov.sg
  • Explain all terms before you sign
  • Never ask for payment before disbursement
  • Provide proper loan documentation
Report suspected loan sharks
X-Ah Long Hotline: 1800-924-5664
Singapore Police: 1800-255-0000

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