Find Licensed Moneylenders
Near Toa Payoh (January 2026)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

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Best Licensed Moneylender

20+

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Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated January 14, 2026

Licensed Moneylenders Near Toa Payoh

Toa Payoh is a residential town with HDB flats, local amenities and a strong sense of community. ROSHI connects borrowers all across Singapore with licensed moneylenders and banks directly on it’s platform and helping them secure consumer loans at preferrable rates and terms. Borrowers can receive quick cash in hours without hassle to run from bank to bank. Our mission is to provide heartland communities like Toa Payoh with access to financing options regardless of circumstances or social status.

MONEYLENDER LOAN CALCULATOR
Calculate your repayments

Loan Amount
34

$1,000

$200,000

Loan Tenure
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Cashback

$0.00

Total Interest

$13,200.00

Total Repayment

$58,200.00

About Toa Payoh

Toa Payoh is a heartland community beloved for its convenient amenities and local buzz. While favored by families and retirees unforeseen financial emergencies can still arise here. We have built a smart lending platform with the mission to utilise our deep understanding of borrower needs and our strong partnerships with banks and moneylenders. Borrowers can conveniently access cash loans so they feel empowered to overcome financial hurdles like urgent utility bills or business expenses.

List of Moneylenders near Toa Payoh (January 2026)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Low to High
Low to High
High to Low
1 2 Lend
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Sumo Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
ABI Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Vera Capital
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Swift Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
SKM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.4  
$1,060.58
Bugis Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
96BM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Happy Cash
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Show All Lenders

*Today's Moneylenders Rates - 14 January 2026

MONEYLENDER APPLICATION PROCESS

How to apply for moneylender loans in Toa Payoh?

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Apply Online
Conveniently apply via the application form on our website
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Upload Documents
Upload required documents including last 3 payslips via your application dashboard
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Revision Period
Wait for our customer success team to review your application details
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Check Offers
Review provided loan offers and discuss details with our customer success team
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Appointment Scheduling
Schedule an appointment with moneylender and discuss all terms
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Loan Disbursement
Sign loan contract and get agreed funds In cash or PayNow

Types of Personal Loans

Don’t be a fool
馬鹿なことはやめろ
Borrow Wisely

Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

Read Our Borrowing Guide
Borrowing Wisdom Collection

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

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