​Fortune Credit Review

​Fortune Credit Review
(Product Review)

|
Updated 05 Jan 2026

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Glossary

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Useful Resources

05 Jan 2026
|

Fact-checked

Disclosure

Glossary

Useful Resources

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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Product Review

​Fortune Credit is a licensed moneylender in Singapore, renowned for its customer-centric approach and flexible loan solutions. Established in 2010, the company has built a reputation for providing efficient and tailored financial assistance to both individuals and businesses. Located at 67 Beach Road, #01-01 Bulkhaul House, Singapore 189688, Fortune Credit offers a variety of loan products, including personal loans, business loans, foreigner loans and payday loans

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Sunday, July 26th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.89%


Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
More Filters
3.92%
5.0  
$1,060.58
3.92%
4.4  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
4.8  
$1,060.58
3.92%
4.9  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
5.0  
$1,060.58
3.92%
5.0  
$1,060.58

All lenders verified against Ministry of Law registry. Last updated: July 26 2026.

​Fortune Credit Application Requirements

To apply for a loan with Fortune Credit, applicants must meet the following criteria

Eligibility Criteria:

  • Be at least 21 years old
  • Be employed with a minimum monthly income of $2,000.​​
  • Be a Singapore Citizen, Permanent Resident or foreigner with a valid work pass.

Documents Required:
For Singapore Citizens and Permanent Residents

  • Original NRIC.​
  • Latest payslips.​
  • CPF contribution statements.​​
  • Income tax statements.​
  • Proof of address (e.g., utility bill or phone bill).

For Foreign Workers

  • Passport.​
  • Work pass (S-Pass or Employment Pass).​​
  • Latest payslips.​
  • Tenancy agreement.​
  • Employment letter or appointment letter.​
  • Bank statement showing salary credit.​​
  • Proof of address (e.g., utility bill or phone bill).

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

​Fortune Credit Highlights

  • Fast Loan Approval

    Experience a swift application process with approvals in as little as one hour.​​

  • Flexible Loan Options

    Choose from a variety of loan types, including personal, business, foreigner and payday loans, with customized repayment plans.

  • Competitive Interest Rates

    Benefit from low interest rates ranging from 1% to 4%, with no hidden fees.

  • Licensed and Regulated

    Fully accredited by Singapore’s Ministry of Law, ensuring transparent and legal practices.

  • Customer-Centric Service

    Dedicated to providing a comfortable and efficient borrowing experience, as evidenced by positive customer reviews.

Frequently Asked Questions

Is Fortune Credit a licensed moneylender?

Yes, Fortune Credit is fully licensed and regulated under Singapore's Ministry of Law, ensuring transparent and legal lending practices.​

How quickly can I receive loan approval?

The loan approval process is swift, often completed within an hour, allowing you to access funds promptly.

What types of loans does Fortune Credit offer?

Fortune Credit provides a range of loan products, including personal loans, business loans, foreigner loans and payday loans. ​

What documents are required for a loan application?

Applicants need to provide identification, proof of income and proof of address. Specific documents vary for Singapore Citizens, Permanent Residents and Foreign Workers​.

Can I apply for a loan online?

Yes, Fortune Credit offers an online application process for your convenience. You can apply from the comfort of your home through their official website.

External Reviews

Moneylender Review