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Glossary
Useful ResourcesBelow is a complete list of licensed moneylenders operating near Serangoon, verified against the Ministry of Law registry. Each listing includes address, rate information and ratings. All licensed moneylenders in Singapore are subject to the same regulated fee cap, approval requirements, loan amounts and disbursement speed may differ.
All lenders on this page are listed on the official Registry of Moneylenders and comply with Singapore's regulated borrowing limits and fee caps.
Serangoon MRT (NE12/CC13) is a major interchange connecting the North East and Circle Lines. Lorong Chuan MRT (CC14) and Kovan MRT (NE13) are both one stop away giving borrowers additional access to lenders from the surrounding neighborhoods.
7 licensed moneylenders currently operate in this area, offering personal, fast cash, payday and foreigner loans.
Serangoon is a residential hub in the northeast of Singapore anchored by NEX, one of the largest suburban malls on the island and a dense network of HDB blocks, condos and landed properties stretching along Upper Serangoon Road and Serangoon Avenue. The neighbourhood is popular with families due to its concentration of schools, food options along Serangoon Garden Way and strong public transport links.
The following moneylenders have registered offices in or near Serangoon. All are verified against the Ministry of Law's official registry.
All lenders verified against Ministry of Law registry. Last updated: March 6 2026.
Most lender offices in the area are concentrated along Upper Serangoon Road and within the commercial blocks near Serangoon MRT interchange. The neighbourhood is connected with both the North East and Circle Lines intersection which means lenders are only a few stops away from Aljunied, Hougang or Kovan.
Singaporeans and PRs need their NRIC and foreigners must provide a passport and valid work pass. All applicants require proof of income, recent payslips, CPF contribution history or bank statements showing salary credits. A document confirming current residential address, such as a utility bill or HDB correspondence is also required.
Most licensed moneylenders can process applications within the same day. If approved, funds are typically disbursed within the hour.
Three charges are permitted under the Moneylenders Act, interest at a maximum of 4% per month on the outstanding balance, an administrative fee of up to 10% of the loan principal charged once at disbursement and a late payment penalty of up to $60 per month for missed repayments. No other fees including deposits, insurance premiums or early repayment penalties are legally chargeable.
$1,000
$200,000
3 Months
48 Months
$0.00
$0
$0
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Depending on your situation one of the following
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.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
