Excellent! ROSHI has found 42 personal loans that suit your criteria.

CIMB CashLite Personal Instalment Loan

3.6Good to Excellent
  • Enjoy annual fee waiver on credit card for life.
  • For existing CIMB customers: Get an interest rate from 4.5% p.a (EIR 8.29% p.a).
Apply Now

on CIMB's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 - 60 years old

Citibank Ready Credit

3.4Good to Excellent
  • Enjoy promotional interest rate of 3.99% p.a. (EIR 7.5% p.a.) for Citibank Ready Credit PayLite with min. loan amount of $20,000 and loan tenure of 3 years only
  • High loan amount of up to $150,000 or 4x monthly salary (whichever is lower)
Apply Now

on Citibank's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 - 65 years old

OCBC EasiCredit

3.5Good to Excellent
  • Get instant approval and cash when you apply with MyInfo
  • Easy access to cash with mobile/internet banking, islandwide ATMs and cheque.
Apply Now

on OCBS's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 and above

DBS Cashline

3.6Good to Excellent
  • Loan up to 4x your monthly salary or 10x if your monthly salary is more than S$120,000.
  • You can link your Current/Savings account to your Cashline account to enjoy auto top-up service if your Current/Savings account balance falls below a pre-set level
Apply Now

on DBS's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 and above

Maybank CreditAble

3.8Good to Excellent
  • High loan amount of upto 4x monthly salary (whichever is lower)
  • Flat Interest Rates as low as 9% p.a. for first year
Apply Now

on Maybank's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 - 65 years old

HSBC Personal Line of Credit

4.0Good to Excellent
  • Borrow up to 8x of your monthly salary if your annual income is above $120,000 or 4x of your monthly salary if your annual income is lower than $120,000, subject to a cap of $200,000.
    Foreigners can only borrow up to 4x your monthly salary, capped at $100,000.
  • Prevailing interest rates are dependent on your banking relationship with HSBC.
    HSBC Premier customers: 12% p.a
    HSBC Advance, Visa Platinum or Revolution credit card customers: 16.5% p.a
    All other customers: 18.5% p.a
Apply Now

on HSBC's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 - 65 years old

UOB CashPlus

4.2Good to Excellent
  • Note that after the first three months, the prevailing interest rate of 19.98% p.a applies.
  • Enjoy flat rate of 4.25% p.a (EIR from 8.21% p.a) when you take up UOB Personal Loan as part of the UOB CashPlus application with choice of loan tenure between 12 to 60 months. Manage your finances with fixed monthly repayment.
Apply Now

on UOB's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 and above

CIMB Renovation-i Financing

3.8Good to Excellent
  • Get an approval in-principle within 1 day when you submit the completed application and documents by 4pm on a working day.
  • Interest rates starting from 4.20% p.a (EIR 4.61% p.a) for one year loan tenure onwards
Apply Now

on CIMB's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 - 55 years old

DBS Renovation Loan

4.0Good to Excellent
  • Minimum loan amount: $10,000
  • Maximum loan amount: $30,000 or 6x of monthly income (whichever is lower)
Apply Now

on DBS's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 - 65 years old

OCBC Renovation Loan

3.5Good to Excellent
  • Only bank to accept third party applicants (where applicant is not the home owner)
  • Processing Fee: 1% of Approved Loan Amount +$200
Apply Now

on OCBC's website

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

Fees and Charges

Cheque Book Fee

Eligibility

  • Age requirement21 - 59 years old

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