Compare the Best $500
Loans in Singapore (June 2025)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

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Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated June 9, 2025

$500 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Term
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Repayment

$58,200.00

Total Interest

$13,200.00

List of $500 Dollar Loan Providers in Singapore (June 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    EZ Loan 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    MoneyPlus Capital 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Close More Moneylenders

    *Today's Moneylenders Rates - 9 June 2025

    MONEYLENDER APPLICATION PROCESS

    How to apply for a $500 dollar loan in Singapore ?

    step-image
    Apply Online
    Conveniently apply via the application form on our website
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    Upload Documents
    Upload required documents including last 3 payslips via your application dashboard
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    Revision Period
    Wait for our customer success team to review your application details
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    Check Offers
    Review provided loan offers and discuss details with our customer success team
    step-image
    Appointment Scheduling
    Schedule an appointment with moneylender and discuss all terms
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    Loan Disbursement
    Sign loan contract and get agreed funds In cash or PayNow

    Overview of Constituencies

    • 500 Dollar Loan Basics

    • FAQs

    • Tips and Hints

    • Ask Away

    Securing Essential Funds with a $500 Loan

    A $500 loan can be the perfect option for handling smaller, urgent financial demands. Whether it’s replacing a broken appliance, paying an overdue bill, or managing a minor unexpected cost, these loans offer a fast and convenient solution.

    Key Factors to Consider

    When considering a $500 loan, focus on these aspects:

    Suitability of the Loan
    Verify that the $500 loan is the right amount for your immediate need—neither too much nor too little.
    Repayment Flexibility
    Look for lenders who offer short repayment periods that align with your budget and financial plans.
    Processing Speed
    Choose lenders who specialize in fast approvals, ensuring funds are available when you need them most.
    What Else to Know

    A $500 loan can provide the support needed to address immediate concerns, but it’s important to approach it wisely:

    Fast Financial Relief
    These loans are designed to deliver funds quickly, helping you manage unexpected expenses without delay.
    Affordable Repayment Terms
    Ensure you understand the repayment options and choose a plan that fits comfortably within your financial situation to avoid extra costs.
    With thoughtful planning and the right lender, a $500 loan can help you stay on top of unexpected challenges without adding unnecessary stress.
    What Can a $500 Loan Be Used For?

    A $500 loan is perfect for addressing immediate needs like paying off utility bills, covering short-term medical expenses, or managing minor car or home repairs.

    Who is Eligible for a $500 Loan?

    Eligibility for a $500 loan typically depends on having a consistent income source and a stable financial profile, though requirements may differ across lenders.

    What Documents Do I Need to Apply for a $500 Loan?

    You’ll generally need to provide identification (e.g., NRIC or FIN), proof of regular income, and bank statements. Some lenders may also ask for additional documents like employment verification.

    How Fast Can I Receive a $500 Loan?

    Many lenders offer quick approval processes for $500 loans, with funds often disbursed on the same day or within 24 hours after approval.

    Can I Apply for a $500 Loan with Limited Credit History?

    Yes, many lenders cater to individuals with limited credit history, focusing more on current income and ability to repay rather than past credit performance.

    Evaluate Your Needs

    Assess your financial situation to determine the exact amount you need, avoiding the risk of borrowing more than necessary.

    Compare Lenders

    Explore different lenders to identify the best interest rates, flexible repayment options, and minimal fees for your $500 loan.

    Review the Terms

    Take time to read the loan terms and conditions carefully to understand any fees, penalties, or repayment requirements.

    Plan Your Repayments

    Set up a realistic repayment plan to ensure you meet deadlines without straining your budget.

    Borrow Responsibly

    Reserve $500 loans for important or urgent expenses, ensuring they contribute to your financial well-being rather than creating unnecessary debt.

    Have a question? Ask us about anything!

    You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.

    Types of Personal Loans

    Don’t be a fool
    馬鹿なことはやめろ
    Borrow Wisely

    Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

    Read Our Borrowing Guide
    Borrowing Wisdom Collection

    .Don't be a fool! #roshi #singapore #lending #borrowing

    Trust the original! #roshi #singapore #lending #borrowing

    .Don't be a fool! #roshi #singapore #lending #borrowing

    Trust the original! #roshi #singapore #lending #borrowing

    .Don't be a fool! #roshi #singapore #lending #borrowing

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