roshi-logo
Login
Loan Marketplace Apply Now
Lendingpot

Lendingpot
(Product Review)

By Trinh Thanh Lendingpot

Updated January 12, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

0.25 - 4%

Monthly Interest Rate

Up to 0.50%

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Monday, January 12th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

    Product Review

    Lendingpot is Singapore’s leading digital loan marketplace, connecting both businesses and individuals with a network of over 45 lenders to meet various funding needs. The platform simplifies the loan application process, allowing users to compare offers from multiple lenders with a single application.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    At Lendingpot, you may obtain personalised loan offers from several banks and financial institutions. They assist you in comparing the offers and guide you through disbursement with the loan provider you choose. Lendingpot is known for its competitive loan terms, transparent processes, and supportive team, ensuring a smooth and efficient experience for those seeking financing.

    Relevant Google Reviews

    Lendingpot is a popular financial comparison platform in Singapore. Here are some reviews from customers who have used their services.

    Google Review Icon
    4.9
    fill fill fill fill fill
    Khungua Bam
    fill empty empty empty empty
    "Unfriendly & Unresponsive. Firstly I send my credit report incorrectly than I received a unpleasant messages from Lendingpot. I try to screenshot however it was deleted. Secondly a question was brought up. Nobody no one willing to answer or responsed. My encounter with Lendingpot was suck. They make me feel uncomfortable and friendly to deal. True of the truth I commented."
    Aya Medel
    fill empty empty empty empty
    "Not good. They allow lenders to put fake indicative offers, even if you put all your info to make the offer good and reasonable. They let you waste your time going to the lender's office and in the end only get a very small offer which does not even help."
    Xiao Yue
    fill empty empty empty empty
    "Worst staff and service"
    Lee Alex
    fill fill empty empty empty
    "Jen is helpful and she understand the issue, however surprise pop up. The lender didn't lend the full amount I want (Still short of 4k) different from what Jen told me (It was not her fault) and they make me to sign an exemption from borrowing further money from other license money lender.I can understand the intention of this so that it wouldn't be a snowball case, I also can make repayment to the lender promptly."
    Sathya Sathiyamoorthy
    fill fill fill empty empty
    "You mentioned it's $4000 loan to be paid in 12 months installment but actually it's a $4000 loan to be paid in 6 months installment. Your advertisement is misleading"

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Swift Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    96BM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    ABI Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Vera Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Bugis Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Synergy Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Katong Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Crawfort
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    SKM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    I Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 12 January 2026

    Lendingpot Application Requirements

    To apply for a loan through Lendingpot, you need to:

    • Be at least 21 years old (for personal loans)
    • Provide necessary personal or business documents as required by the lender

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Lendingpot Highlights

    • Comprehensive Loan Options

    Offers a wide range of loan products including personal loans, business term loans, invoice financing, and property-backed loans.

    • Competitive Quotes

    Lenders compete to provide the best loan offers.

    • Simple Application

    Single application to access multiple lenders.

    • Expert Support

    A dedicated team to assist throughout the loan application process.

    • Secure Platform

    Information is securely managed in compliance with PDPA.

    Frequently Asked Questions

    How does Lendingpot operate?

    Lendingpot connects both businesses and individuals with a network of over 45 lenders through a single, streamlined application process. Their team supports borrowers throughout the process to ensure a smooth experience.

    What types of loans does Lendingpot offer?

    Lendingpot offers a variety of loans, including personal loans, business term loans, property-backed loans, invoice financing, and startup loans.

    How long does it take to get a loan approved?

    The loan approval time varies depending on the lender, but the process is designed to be efficient and quick.

    Is Lendingpot a licensed moneylender?

    Lendingpot is not a moneylender; it is a digital loan marketplace that connects borrowers with licensed lenders.

    What documents are required to apply for a loan?

    The required documents depend on the specific loan and lender, but generally include personal identification, business registration documents, financial statements and bank statements.

    How does Lendingpot ensure the security of your information?

    Lendingpot manages all information securely in accordance with the Personal Data Protection Act (PDPA), ensuring that your data is protected and only shared with consent.

    EXTERNAL REVIEWS

    Near Me

    Click here