Compare the Best $3000 Loans
in Singapore (June 2025)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

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Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated June 9, 2025

$3000 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Term
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Repayment

$58,200.00

Total Interest

$13,200.00

List of $3000 Dollar Loan Providers in Singapore (June 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    EZ Loan 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    MoneyPlus Capital 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Close More Moneylenders

    *Today's Moneylenders Rates - 9 June 2025

    MONEYLENDER APPLICATION PROCESS

    How to apply for a $3000 dollar loan in Singapore?

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    Apply Online
    Conveniently apply via the application form on our website
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    Upload Documents
    Upload required documents including last 3 payslips via your application dashboard
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    Revision Period
    Wait for our customer success team to review your application details
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    Check Offers
    Review provided loan offers and discuss details with our customer success team
    step-image
    Appointment Scheduling
    Schedule an appointment with moneylender and discuss all terms
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    Loan Disbursement
    Sign loan contract and get agreed funds In cash or PayNow

    Overview of Constituencies

    • 3000 Dollar Loan Basics

    • FAQs

    • Tips and Hints

    • Ask Away

    Obtaining Necessary Funds with a $3000 Loan

    A $3000 loan can be an essential financial tool when confronted with more significant and impactful expenses. Whether it involves undertaking crucial home improvements, investing in career development through education, or managing substantial healthcare costs, these loans offer a more considerable financial resource:

    Key Considerations

    When evaluating a $3000 loan, keep these important factors in mind:

    Loan Purpose Alignment
    Ensure the $3000 loan directly supports your specific financial goals, aligning with the intended use of the funds.
    Repayment Schedule Options
    Explore lenders that provide diverse repayment schedule options to integrate seamlessly with your long-term financial planning.
    Streamlined Approval Process
    Prioritize lenders known for their efficient fund disbursement, facilitating quicker access to the necessary capital.
    Important Aspects

    A $3000 loan can provide significant financial assistance when facing larger expenses, but it’s crucial to approach it with careful consideration:

    Timely Support for Significant Needs
    These loans are structured to offer timely support for more substantial financial requirements.
    Clear Loan Agreements and Terms
    Ensure a thorough understanding of all clear loan agreements and terms to promote responsible financial behavior and avoid potential financial distress.

    With careful planning and selecting a suitable lender, a $3000 loan can be a valuable asset in navigating more significant financial undertakings without causing undue financial hardship.

    What are the common applications for a $3000 loan?

    A $3000 loan is frequently used to finance significant undertakings such as substantial home improvement projects, funding essential educational expenses, or managing considerable major medical bills.

    What are the typical eligibility requirements to qualify for a $3000 loan?

    Eligibility often requires demonstrating a stable employment history and possessing a satisfactory credit rating, although specific criteria can vary among lending institutions.

    What documentation is generally required when applying for a $3000 loan?

    Applicants typically need to provide identification proof (e.g., national ID or passport), recent income statements, and detailed bank account details.

    What is the typical loan disbursement timeline for a $3000 loan?

    Lenders generally aim for an efficient processing time, with funds availability often within a few business days following successful approval.

    Will applying for a $3000 loan impact my credit score?

    Applying for a loan may involve a credit check, which can have a minor and temporary impact on your creditworthiness assessment. However, responsible repayment will positively contribute to your credit history over time.

    Carefully Evaluate Your Financial Requirements

    Before proceeding, thoroughly assess your financial situation to determine the precise $3000 amount needed, avoiding unnecessary borrowing and potential financial strain.

    Conduct Thorough Lender Vetting

    Investigate and compare various lenders in Singapore to identify those offering the most competitive interest rate comparison, suitable repayment term consideration, and transparent fee structure understanding for a $3000 loan.

    Ensure Meticulous Scrutiny of the Loan Agreement

    Take ample time to carefully review and comprehend the entire loan agreement scrutiny, paying close attention to all clauses, conditions, and potential implications.

    Integrate the Loan into Your Overall Financial Planning

    Develop a comprehensive financial planning integration strategy that accounts for the loan repayment schedule and aligns with your broader financial objectives.

    Cultivate Responsible Borrowing Habits

    Utilize $3000 loans judiciously for significant and essential needs that warrant such a financial undertaking, thereby supporting your long-term financial goals and promoting informed decision-making that ensures budgetary alignment.

    Have a question? Ask us about anything!

    You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.

    Types of Personal Loans

    Don’t be a fool
    馬鹿なことはやめろ
    Borrow Wisely

    Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

    Read Our Borrowing Guide
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    Trust the original! #roshi #singapore #lending #borrowing

    .Don't be a fool! #roshi #singapore #lending #borrowing

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