Compare the Best $15,000 Loans
in Singapore (June 2025)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

FIND PERSONAL LOANS FROM

Logo 1
Logo 2
Logo 3
Logo 4
Logo 5

20+

More Lenders

Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated June 9, 2025

$15,000 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Term
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Repayment

$58,200.00

Total Interest

$13,200.00

List of $15000 Dollar Loan Providers in Singapore (June 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    EZ Loan 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    MoneyPlus Capital 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Close More Moneylenders

    *Today's Moneylenders Rates - 9 June 2025

    MONEYLENDER APPLICATION PROCESS

    step-image
    Apply Online
    Conveniently apply via the application form on our website
    step-image
    Upload Documents
    Upload required documents including last 3 payslips via your application dashboard
    step-image
    Revision Period
    Wait for our customer success team to review your application details
    step-image
    Check Offers
    Review provided loan offers and discuss details with our customer success team
    step-image
    Appointment Scheduling
    Schedule an appointment with moneylender and discuss all terms
    step-image
    Loan Disbursement
    Sign loan contract and get agreed funds In cash or PayNow

    Overview of Constituencies

    • 15000 Dollar Loan Basics

    • FAQs

    • Tips and Hints

    • Ask Away

    Empowering Your Goals with a $15,000 Loan

    A $15,000 loan can be a powerful tool for realizing significant aspirations and addressing substantial financial needs. Whether you are planning a major home improvement project, investing in your professional development through further education, or consolidating multiple debts to simplify your financial life, these loans offer access to a considerable sum of capital:

    Key Factors to Consider

    When exploring a $15,000 loan, it’s crucial to carefully evaluate the following elements:

    Purpose Alignment
    Ensure that the $15,000 loan amount directly corresponds to your intended use, avoiding the temptation to borrow excessively.
    Interest Rate Competitiveness
    Scrutinize and compare the interest rates offered by different lenders to secure the most favorable terms and minimize your overall borrowing costs.
    Repayment Structure
    Understand the loan’s repayment schedule, including the duration and frequency of payments, to ensure it aligns with your income and financial planning.
    What Else to Know

    A $15,000 loan can provide the necessary financial leverage to achieve your objectives, but responsible management is paramount:

    Strategic Financial Resource
    Recognize this loan as a significant financial undertaking that requires careful planning and commitment.
    Transparent Loan Terms
    Prioritize lenders who offer clear and transparent loan agreements, detailing all fees, charges, and repayment conditions to avoid any unforeseen complications.

    With thorough research and a well-defined financial strategy, a $15,000 loan can serve as a catalyst for achieving your larger financial goals and enhancing your long-term financial stability..

    What are typical uses for a $15,000 loan?

    A $15,000 loan is commonly utilized for significant expenditures such as funding extensive home renovations, covering tuition fees for higher education, financing the purchase of a vehicle, or consolidating multiple smaller debts into a single, more manageable payment.

    What are the general eligibility criteria for a $15,000 loan?

    Eligibility for a $15,000 loan typically involves demonstrating a stable and consistent income, possessing a satisfactory credit history, and meeting the specific age and residency requirements set forth by the lending institution.

    What documentation is usually required when applying for a $15,000 loan?

    Applicants are generally required to provide valid identification documents (e.g., NRIC or FIN), proof of income (such as recent payslips or tax assessments), bank statements covering a specified period, and potentially documents verifying employment and residential address.

    How long does the approval process for a $15,000 loan typically take?

    The approval timeline for a $15,000 loan can vary depending on the lender and the complexity of the application. However, with complete and accurate documentation, many lenders aim to provide a decision within a few business days. Some online platforms may offer even faster preliminary assessments.

    Can I still qualify for a $15,000 loan if I have existing loans?

    Yes, it is possible to qualify for a $15,000 loan even with existing debt. Lenders will assess your overall debt-to-income ratio and your history of managing credit responsibly to determine your eligibility and capacity for additional borrowing.

    Define Your Borrowing Needs Clearly

    Before applying, meticulously determine the exact amount of $15,000 required for your specific purpose. Avoid the inclination to borrow more than necessary, as this can lead to higher overall interest costs and repayment burdens.

    Conduct Thorough Lender Research

    Invest time in comparing various lending institutions and their offerings for $15,000 loans. Pay close attention to interest rates, origination fees, repayment flexibility, and customer reviews to identify the most advantageous terms.

    Scrutinize the Loan Agreement

    Carefully review every aspect of the loan agreement before committing. Ensure you fully understand the interest rate (fixed or variable), the repayment schedule, any potential penalties for early repayment or late payments, and all associated fees.

    Develop a Robust Repayment Plan

    Establish a detailed repayment strategy that aligns with your income and other financial obligations. Consider setting up automated payments to avoid missing deadlines and incurring late fees, ensuring a smooth repayment process.

    Employ the Loan Funds Responsibly

    Utilize the $15,000 loan strictly for its intended purpose. Avoid using these funds for discretionary spending to ensure you remain on track with your financial goals and manage your debt effectively.

    Have a question? Ask us about anything!

    You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.

    Types of Personal Loans

    Don’t be a fool
    馬鹿なことはやめろ
    Borrow Wisely

    Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

    Read Our Borrowing Guide
    Borrowing Wisdom Collection

    .Don't be a fool! #roshi #singapore #lending #borrowing

    Trust the original! #roshi #singapore #lending #borrowing

    .Don't be a fool! #roshi #singapore #lending #borrowing

    Trust the original! #roshi #singapore #lending #borrowing

    .Don't be a fool! #roshi #singapore #lending #borrowing

    Review Personal Loans from
    All Major Banks & Lenders