Compare the Best $5000
Loans in Singapore (April 2025)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

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Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated April 25, 2025

$5000 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Term
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Repayment

$58,200.00

Total Interest

$13,200.00

List of $5000 Dollar Loan Providers in Singapore (April 2025)

Moneylender Max. Loan Amount
(Singaporeans)
Max. Loan Amount
(Foreigners)
Monthly Interest Rate Google Reviews ROSHI Approved
  • ROSHI partners exclusively with carefully vetted licensed moneylenders who meet our rigorous quality standards. The ROSHI approval check mark indicates that a moneylender has successfully passed our comprehensive evaluation
  • Best Licensed Moneylender 6 times monthly income 6 times monthly income 1-4% 5.0
    Orange Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 2 Lend 6 times monthly income 6 times monthly income 1-4% 5.0
    EZ Loan 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Fullerton Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1st Credit SG 6 times monthly income 6 times monthly income 1-4% 5.0
    365 Credit Solutions 6 times monthly income 6 times monthly income 1-4% 5.0
    Quick Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    Raffles Credit 6 times monthly income 6 times monthly income 1-4% 5.0
    1 Cash 6 times monthly income 6 times monthly income 1-4% 5.0
    Close More Moneylenders

    *Today's Moneylenders Rates - 25 April 2025

    MONEYLENDER APPLICATION PROCESS

    How to apply for a $5000 dollar loan in Singapore ?

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    Apply Online
    Conveniently apply via the application form on our website
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    Upload Documents
    Upload required documents including last 3 payslips via your application dashboard
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    Revision Period
    Wait for our customer success team to review your application details
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    Check Offers
    Review provided loan offers and discuss details with our customer success team
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    Appointment Scheduling
    Schedule an appointment with moneylender and discuss all terms
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    Loan Disbursement
    Sign loan contract and get agreed funds In cash or PayNow

    Overview of Constituencies

    • 5000 Dollar Loan Basics

    • FAQs

    • Tips and Hints

    • Ask Away

    Securing Essential Funds with a $5000 Loan

    A $5000 loan is ideal for long-term financial projects or larger immediate needs. Here’s how to secure one:

    Key Factors to Consider

    When evaluating a $5000 loan, focus on these aspects:

    Purpose of the Loan
    Determine how the loan will help achieve significant financial goals, such as renovations or business expansion.
    Repayment Terms
    Choose a lender with flexible repayment plans to fit your financial situation and long-term planning.
    Interest Rates and Fees
    Compare offers to ensure you get the most cost-effective solution.
    What Else to Know

    When evaluating a $5000 loan, focus on these aspects:

    Long-Term Planning
    Larger amounts mean more extended commitments; ensure you budget accordingly.
    Clear Repayment Plans
    Carefully review the terms and conditions for any potential fees or hidden charges.
    What expenses can a $5000 loan cover?

    A $5000 loan is ideal for significant projects like home improvement, starting a business, consolidating higher debts, or funding education.

    Who is eligible for a $5000 loan?

    Applicants with stable income, good credit history, and a clear repayment plan are typically eligible for $5000 loans.

    What documentation is required?

    You’ll generally need to provide identification, proof of income, bank statements, and possibly proof of the loan’s purpose.

    How long does approval take for a $5000 loan?

    Approval times vary by lender but typically range from 1 to 5 days, with disbursement shortly after approval.

    Can I apply for a $5000 loan with existing debt?

    Yes, provided your debt-to-income ratio is manageable and you meet the lender’s other requirements.

    Understand Your Needs

    Clearly define how you’ll use the $5000 loan to ensure you borrow the right amount for your financial goals.

    Compare Lenders

    Research multiple lenders to find the best combination of interest rates, repayment options, and fees.

    Review Terms Carefully

    Read through the loan agreement to understand all conditions, including repayment schedules and penalties.

    Plan for Long-Term Repayments

    Budget effectively for the monthly payments to avoid financial stress during the loan term.

    Use Loans for Growth

    Focus $5000 loans on investments or expenses that enhance your financial stability or long-term goals.

    Have a question? Ask us about anything!

    You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.

    Types of Personal Loans

    Don’t be a fool
    馬鹿なことはやめろ
    Borrow Wisely

    Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

    Read Our Borrowing Guide

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