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Up to 1% Cashback*
| Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
|---|---|---|---|---|
| Trust Bank | 1.56% | 3.00% | $0 | S$2,422 |
| Standard Chartered | 1.60% | 3.07% | $0 | S$2,427 |
| GXS | 1.60% | 3.00% | 1.35% of approved loan | S$2,422 |
| HSBC | 1.83% | 3.50% | $0 | S$2,456 |
| CIMB Bank | 1.86% | 3.56% | $0 | S$2,460 |
| OCBC Bank | 1.98% | 4.19% | 1.0% of approved loan | S$2,502 |
| DBS | 1.99% | 4.17% | $100 | S$2,500 |
| POSB | 1.99% | 4.17% | $100 | S$2,500 |
| Maybank | 2.86% | 5.24% | $200 | S$2,572 |
| Citibank | 3.45% | 6.50% | $0 | S$2,656 |
| OCBC Bank | 5.42% | 10.96% | $200 | S$2,953 |
A loan of $80,000 is ideal for extensive investments—like remodeling your house, upgrading operations, or paying for education. Here’s what to focus on:
Determine exactly how the $80,000 loan will contribute to your personal or professional progress—such as home remodeling, investing in education, or debt payoff.
Review loan packages thoroughly, focusing on interest rates, repayment timelines, and hidden costs to choose a loan that aligns with your plans.
Ensure you’re comfortable with the agreement terms, including late fees, prepayment conditions, and any flexible features offered.
A loan of this size usually takes time to repay. Develop a monthly budget that includes your installments without compromising your lifestyle.
Apply the $80,000 loan to projects or needs that deliver lasting value—financially or personally.
An $80,000 loan is often used for large expenses like higher education costs, expanding a company, or financing home renovations.
To qualify, you should show consistent earnings, a decent credit profile, and demonstrate that you can repay the loan without difficulty.
Typically, lenders ask for identity documents, income verification, and details regarding the loan’s purpose.
Expect a timeline of 1–7 business days, although some institutions might move faster if you meet their conditions upfront.
Yes—as long as your overall debt level is within limits, you may qualify. Some even use it to simplify payments across multiple creditors.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Excellent! ROSHI has found 11 that suit your criteria.
ROSHI Personal Loan
Limited Promotion
Limited Promotion
From 1.88%Monthly Interest Rate
24 MonthsLoan Tenure
$170 - $340Loan Amount
5 Minutes Loan Approval
10 Minutes Cash Disbursement
Up to 1% Cashback*
$20 Grocery Voucher*
GXS FlexiLoan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Trust Bank Instant Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
OCBC Extra Cash
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
Citibank Quick Cash Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
HSBC Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Standard Chartered CashOne Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Maybank CreditAble Term Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
CIMB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 60 years old
POSB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
DBS Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
