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$20 Grocery Voucher*
Up to 1% Cashback*
| Lender | Annual Interest Rate | Effective Interest Rate | Processing Fee | Monthly Payment |
|---|---|---|---|---|
| Trust Bank | 1.56% | 3.00% | $0 | S$6,056 |
| Standard Chartered | 1.60% | 3.07% | $0 | S$6,067 |
| GXS | 1.60% | 3.00% | 1.35% of approved loan | S$6,056 |
| HSBC | 1.83% | 3.50% | $0 | S$6,139 |
| CIMB Bank | 1.86% | 3.56% | $0 | S$6,149 |
| OCBC Bank | 1.98% | 4.19% | 1.0% of approved loan | S$6,254 |
| DBS | 1.99% | 4.17% | $100 | S$6,251 |
| POSB | 1.99% | 4.17% | $100 | S$6,251 |
| Maybank | 2.86% | 5.24% | $200 | S$6,429 |
| Citibank | 3.45% | 6.50% | $0 | S$6,639 |
| OCBC Bank | 5.42% | 10.96% | $200 | S$7,382 |
A $200,000 loan can support long-term ventures like real estate, expanding a company, or large medical expenses. Follow these principles:
Before applying for a $200,000 loan, outline how every dollar will be allocated—large loans demand detailed financial planning.
With this level of borrowing, it’s crucial to get the best terms possible. Spend time comparing interest rates, terms, and benefits from multiple lenders.
Scrutinize every part of the loan agreement to ensure you’re fully aware of fees, grace periods, early repayment policies, and consequences of late payments.
This is a serious financial obligation. Review your long-term income prospects and lifestyle needs before deciding on the loan structure.
A $200,000 loan should be used for transformative purposes—whether that’s growing your company, buying property, or reshaping your finances for decades to come.
Use it to finance high-value assets like property renovations, long-term healthcare, or large-scale investments in your company.
Applicants with strong income, excellent credit standing, and a manageable financial profile are more likely to qualify.
Be ready to submit ID, recent bank statements, income proof, and a business or personal plan showing how the funds will be spent.
Standard processing ranges from 1 to 7 business days. Some private lenders offer faster turnarounds depending on application quality.
Yes, assuming your current debts don’t exceed the acceptable threshold. Many people use large loans to consolidate liabilities.
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Excellent! ROSHI has found 11 that suit your criteria.
ROSHI Personal Loan
Limited Promotion
Limited Promotion
From 1.88%Monthly Interest Rate
24 MonthsLoan Tenure
$170 - $340Loan Amount
5 Minutes Loan Approval
10 Minutes Cash Disbursement
Up to 1% Cashback*
$20 Grocery Voucher*
GXS FlexiLoan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Trust Bank Instant Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
OCBC Extra Cash
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 and above
Citibank Quick Cash Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
HSBC Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Standard Chartered CashOne Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
Maybank CreditAble Term Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 65 years old
CIMB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 60 years old
POSB Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
DBS Personal Loan
Account Information
Base Interest Rate
AmountInterest Rate (p.a.)
Fees and Charges
Cheque Book Fee
Eligibility
Age requirement21 - 75 years old
