Lending Bee Review

Lending Bee Moneylender
(Product Review)

Updated January 1, 2026

The product information in the comparison table is updated daily. We also update the news, consumer information and market insights on this page regularly.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.
  • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Thursday, January 1st, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.90%

    Product Review

    Lending Bee® in Singapore is a reputable financial company that provides different loan packages with many advantages. One key advantage is that the moneylender offers lower interest rates and larger borrowing amounts compared to many competitors. It is well-known for its simple and rapid loan application process. Its user-friendly mobile app allows customers to apply for loans, check loan statuses and manage repayments anytime, anywhere.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Lending Bee® provides different loan options to meet different financial needs. Their offerings include unsecured personal loans with amounts reaching up to $300,000, as well as secured loans that can go as high as $2,000,000. As a licensed moneylender, they operate four branches across Singapore.

    Lending Bee® offers flexible repayment schedules and customised loan packages based on your income, all while guaranteeing the privacy and security of its customers.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.9%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,059.35
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Quickloan
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Lending Bee
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    1st Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.7  
    $1,060.58
    GS Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Show All Lenders

    *Today's Moneylenders Rates - 1 January 2026

    To submit a loan application on Lending Bee, you must:

    • Have attained the age of 21.
    • Possess a current work permit, passport or NRIC
    • Present evidence of your income, such as bank statements, CPF statements or paystubs.
    • For non-Singaporeans, evidence of residency (utility bills, leases, tenancy agreements etc.)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Lending Bee Moneylender Highlights

    • Easy and Quick Loan Application

      Apply in three minutes and get approved quickly.

    • Lower Interest Rates

      The company guarantees reasonable repayments at competitive rates.

    • Higher borrowing sum

      You can access larger loan quantities than other lenders.

    • Easy-to-use Mobile Application

      Use the app to manage your loans conveniently.

    • Flexible Repayment Plans

      Designed to accommodate different budgetary constraints.

    • Specialised Loan Packages

      The loan packages can meet different financial needs and income levels.

    Frequently Asked Questions

    How does Lending Bee work?

    Through its website and mobile app, Lending Bee offers a fast and easy loan application procedure and various loan solutions tailored to specific needs.

    Which loan types are Lending Bee offering?

    Lending Bee offers personal loans, business loans, school loans, health care loans and other milestone financing options.

    How fast is Lending Bee's loan approval process?

    The loan application takes about 3 minutes and you can receive approval within an hour.

    What documents are required to apply for a loan?

    For Singaporeans/PRs: NRIC/Passport and proof of income. For foreigners: Work Permit, proof of residence and proof of income. Applicants can use Singpass to start applying.

    Can I apply for a loan with a bad credit score?

    Yes, you can. Lending Bee evaluates each application individually and considers loans for applicants with bad credit scores.

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