A small cash loan is a short-term loan for smaller amounts typically under $1,000. It's designed for people who need a quick financial bridge without borrowing more than necessary.
Here's a breakdown for a $800 small cash loan at 4% monthly interest:
| 1 Month | 3 Month | |
|---|---|---|
| Loan amount | $800 | $800 |
| Processing fee (10%) | $80 | $80 |
| Interest | $32 | $96 |
| Total repayment | $912 | $976 |
| Monthly payment | $912 (one payment) | $325 (per month) |
Small loan approvals are often positive because the amounts are lower risk for the respective lender.
Small amounts often have higher approval chances.
See exactly what you'll pay for popular loan amounts:
Includes 10% processing fee + 4% monthly interest. Actual rates might be lower.
Overdue electricity, water or phone bills
Small home or car fixes under $1,000
GP visits, prescriptions or urgent dental care
Groceries, school supplies or work equipment
Retail shopping, entertainment or electronics Paying off other loans Regular monthly budget shortfalls
$100
$1,000
$0.00
$0
$0
If you only need a few hundred dollars, borrowing a smaller amount is almost always better than borrowing more.
A $500 loan at maximum interest costs about $70 in fees and interest over one month. A $2,000 loan? That's $280. If you only needed $500, you'd have paid $210 extra for nothing.
My advice, calculate exactly what you need, add a small buffer if necessary and borrow the exact amount.
Apply in under 30 seconds using Singpass or our simple multi-step form. It’s quick, secure and hassle-free.
Review tailored loan options instantly. Our customer success team is here to help with any questions or concerns.
Connect with your preferred lender, finalise all paperwork and receive your funds.
Evelyn Tan 
I can’t thank Roshi enough for helping me find the best financial institution for my DCP! The guidance and support were absolutely amazing—everything was explained clearly and tailored to my needs. Thanks to Roshi’s help, I’m now on track and completely debt-free in just 12 months! 💪🏼 I couldn’t be happier with the outcome and highly recommend Roshi to anyone looking for smart, reliable financial advice.
Mohamed Faizal Jaafar With the help of the ROSHI Support link to partner, I had a great experience with EZY Loan. The online application was simple, document verification was fast, and the funds were credited on the same day. The staff were professional and explained everything clearly, with no hidden fees. Overall, an excellent and hassle-free service!
Bona Bella I am truly grateful to Rosh for helping me find such a professional and reliable lending company. They don’t just provide financial support, but also take the time to understand and guide you with genuine care. Rosh’s assistance made the entire process smooth and reassuring, and I sincerely appreciate the professionalism and dedication.
Sabby Debbie Roshi service will update all your listings to match your nearest requested amount accurately, saving you time and effort by eliminating the need to visit each location individually. Recommended !
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
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.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
