roshi-logo
Login
Loan Marketplace Apply Now
R2D credit

R2D Credit Review
(Product Review)

By Dawn Chew R2D credit

Updated December 23, 2025

Launch Application

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Check Eligibility

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

    R2D Credit Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    R2D Credit is a licensed money lender in Yishun, Singapore, providing safe and private loan services with a personal touch. Some of the factors that differentiate them are clarity in all processes, customers first in approach, and variety in options for loans. Whether it’s a personal loan, an education loan, or business financing, R2D Credit grants quick approval with flexibility in the repayment plan to cater to your financial requirements. The professional team ensures a slick experience in borrowing, maintaining all compliances with the law of Singapore.

    List of Licensed Moneylenders in Singapore (December 2025)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Happy Cash
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Sincere Moneylender
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    I Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Raffles Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Cash Mart
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Credit Assist
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Bugis Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Vera Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Swift Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Winz Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 23 December 2025

    R2D Credit Application Requirements

    To apply for a loan at R2D Credit, applicants must meet the following requirements:

    • Be at least 18 years old.
    • Be currently employed.
    • Earn a stable income.

    Required Documents:

    • Proper identity documents (NRIC, FIN, or passport).
    • Relevant financial information (e.g., payslips, CPF statements, and IRAS Notice of Assessment).

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    R2D Highlights

    • Licensed Money Lender

      Fully compliant with Singapore’s Ministry of Law regulations

    • Diverse Loan Options

      Offers personal, business, education, renovation, and medical loans.

    • Fast Approvals

      Loan applications are processed and approved efficiently.

    • Transparent Terms

      Clear and upfront loan agreements with no hidden fees.

    • Customer-Centric Service

      Loan packages tailored to meet your financial needs.

    Calculate My Results

    Frequently Asked Questions

    What is the eligibility to apply for a loan?

    The applicant has to be above 18 years, presently employed, and with fixed income.

    What are the essential documents for loan applications?

    Applicants are required to have proper identification: NRIC, FIN, or passport; relevant financial information: payslips, CPF statements, and IRAS NOA.

    How soon can I get approved for a loan?

    R2D Credit provides quick and efficient loan application processing for faster approval and disbursal.

    What is the kind of loan offerings done by R2D Credit?

    R2D Credit offers personal loans, business loans, education loans, renovation loans, and medical loans for various needs.

    Where is R2 Credit located?

    R2D Credit is located in Yishun, Singapore, and embraces all clients during working hours.