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Alpha 8 Credit

Alpha 8 Review
(Product Review)

By Dawn Chew Alpha 8 Credit

Updated December 23, 2025

Launch Application

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Check Eligibility

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

    Alpha 8 Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Alpha 8 Pte Ltd is a licensed moneylender in Singapore, renowned for offering a wide range of loan products, including personal loans and business loans. Situated in Clementi, Alpha 8 ensures accessibility and convenience for clients seeking fast and reliable financial assistance. Known for their customer-centric approach, the company provides quick loan approvals, flexible repayment terms, and personalized financial solutions. Whether you need funds for personal emergencies or business growth, Alpha 8 has the expertise and services to meet your needs.

    List of Licensed Moneylenders in Singapore (December 2025)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    365 Credit Solutions
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1 2 Lend
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1 Cash
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    ABI Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    JD Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Cash Direct
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    SKM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    RM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Vera Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    EZ Loan
    Address
    1.99%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $945.02
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 23 December 2025

    Alpha 8 Application Requirements

    Eligibility Criteria:
    To apply for a loan with Alpha 8 Pte Ltd, you must meet the following requirements:

    • Be at least 21 years old.
    • Be a Singapore Citizen, Permanent Resident, or foreigner with a valid Work Pass.
    • Maintain stable employment or a consistent source of income.
    • Have no bankruptcy records and a clean credit history.

    Documents Required:

    To process your loan application efficiently, you’ll need to provide:

    For Singapore Citizens / Permanent Residents:

    • NRIC (original)
    • Latest 3 months’ payslips or employment letter
    • CPF contribution statements or Income Tax Notice of Assessment

    For Foreign Workers:

    • Passport
    • Valid Work Pass, S Pass, or Employment Pass
    • Proof of residence (e.g., utility bills, tenancy agreements)
    • Latest 3 months’ payslips

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
      complete. Our advanced technology and expert loan specialists work together to match you with suitable options
      on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
      details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional
      information is required. Once we’ve verified your details, we’ll begin the process of matching you with
      appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to
      discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
      that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
      document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
      bank transfer.

    Winz Credit Highlights

    • Quick Loan Approvals

      Applications are processed promptly, ensuring access to funds when needed.

    • Flexible Loan Terms

      Repayment plans are customized to fit your financial circumstances.

    • Variety of Loan Types

      Offers personal loans and business loans to meet diverse financial needs.

    • Transparent Practices

      No hidden charges; all terms are clearly communicated.

    • Convenient Location

      Situated in Clementi, providing easy access for clients across Singapore.

    Calculate My Results

    Frequently Asked Questions

    Is Alpha 8 a licensed moneylender?

    Yes, Alpha 8 Pte Ltd is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What types of loans does Alpha 8 provide?

    Alpha 8 offers personal loans and business loans to cater to a variety of financial needs.

    Are there any hidden charges?

    No, Alpha 8 is committed to transparency, with no hidden fees or costs.

    How flexible are the repayment terms?

    Repayment plans are tailored to fit your financial situation and needs.