Excellent! ROSHI has found 28 Petrol cards for you.

HSBC Revolution Credit Card

3.2Good to Excellent
PROMOSamsonite T5 68cm Spinner or SGD150 cashback + SGD20 Grab rides Valid till 31st Dec 2020

S$1= 5X Pointson Online, Dining and Entertainment

S$1= 1X Pointon All Other Spend

1 Point = 0.4 MilesRewards to Miles Conversion for Selected Airline Partners

  • 2 year annual fee waiver
Apply Now

On HSBC's website

Card Features

  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Local Dining and Entertainment transactions
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • Access over 1,000 1-for-1 deals through ENTERTAINER with HSBC at just S$5

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$150

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period20 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay

Citi SMRT Card

3.8Good to Excellent

5%Cash Back at Selected Grocery Stores

S$600Cash Back Cap per year

S$300Min. Spend per month

  • 2 years fee waiver for Principal and two (2) Supplementary cards
Apply Now

On Citibank's website

Card Features

  • Up to 5% savings on Groceries. 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $300)
  • Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
  • Savings awarded in SMRT$. SMRT$ can be redeemed for cash rebate or vouchers

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee$96.30

  • Fee WaiverAvailable

  • Minimum Monthly Repayment1% or S$50, whichever is higher

  • Interest Free Period25 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$42,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Samsung Pay

UOB Preferred Platinum Visa Card

4.5Good to Excellent

S$5 = 10X UNI$on Online Shopping, Entertainment & Contactless Payments

S$5 = 1X UNI$on All Other Spend

1 UNI$ = 2 MilesRewards to Miles Conversion

Apply Now

On UOB's website

Card Features

  • 10X UNI$ on online purchases and entertainment
  • 10X UNI$ on Visa payWave
  • Earn SMART$ rebates at over 400 participating outlets and use it to offset your next purchase

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee96.3

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB YOLO Credit Card

3.5Good to Excellent

Up to 8%on Online, Grab, Dining and Entertainment spend

Up to S$80Cash Back Cap per month

S$600Min. Spend per month

Apply Now

On UOB's website

Card Features

  • Up to 8% cash back on Online, Grab, Dining and Entertainment spend (3% weekday; 8% weekend)
  • Up to 28% off at ZALORA, Lazada and more
  • Up to 18% off at Expedia, Agoda and more
  • Free Travel Insurance Coverage when you charge your travel tickets to your card (Up to $500,000)
  • 0.3% cash back on all other spend
  • Minimum spend of S$600 per statement month for 8% and 3% cashback, otherwise 0.3% cashback earned on all spend.
  • Total cash back capped at S$80 per month, consisting of S$20 bonus cash back and S$60 base cash back

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual FeeN/A

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB One Card

4.3Good to Excellent

Up to 10%rebate on Grab

S$300Cash Back Cap per quarter

S$2000Min. Spend per month

Apply Now

On UOB's website

Card Features

  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
  • Up to 6% rebate on Singapore Power utilities bill

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee1st supplementary card free, $96.30 for subsequent cards

  • Fee Waiver1 year fee waiver

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

Standard Chartered Platinum Visa/MasterCard Credit Card

3.8Good to Excellent

S$1 = 2X Pointson All Spend when you open a SCB Current Account

S$1 = 1X Pointon All Other Spend

1 Point = 0.4 MilesRewards to Miles Conversion

  • Higher rewards on credit card spend
Apply Now

On Standard Chartered's website

Card Features

  • Earn up to 300 additional Rewards Points per month on your other banking relationships in deposits, mortgages, investments and online transactions
  • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
  • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services

Annual Interest Rate and Fees

  • Anual Interest Rate26.90%

  • Principle Annual Fee$193

  • Supplementary Annual FeeN/A

  • Fee WaiverAvailable

  • Minimum Monthly Repayment1% or S$50, whichever is higher

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$60,000.00

Other

  • Card AssociationMasterCard, Visa

  • Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay

Standard Chartered Visa Infinite Credit Card

3.6Good to Excellent

S$1 = 1.4 MilesLocal Spend

S$1 = 3 MilesOverseas Spend

35,000 MilesWelcome Gift

Apply Now

On Standard Chartered's website

Card Features

  • Get 35,000 Miles when you apply for SCB Visa Infinite Credit Card via MoneySmart
  • $1 = 1.4 miles (Local)
  • $1 = 3 miles (Overseas)
  • Up to six complimentary visits each year with the Priority Pass lounge programme
  • Complimentary Travel Accident Insurance coverage of up to S$1,000,000

Annual Interest Rate and Fees

  • Anual Interest Rate26.90%

  • Principle Annual Fee$589

  • Fee WaiverNot Available

  • Minimum Monthly Repayment1% or S$50, whichever is higher

  • Interest Free Period22 days

Minimum Income Requirements

  • Singaporean$150,000.00

  • Foreigner$150,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave

Standard Chartered Spree Credit Card

4.3Good to Excellent

3%Cash Back on Online Spends in Foreign Currency

S$60Cash Back Cap per month

S$0Min. Spend per month

  • New-To-Bank customers: Get up to S$100 Cashback
Apply Now

On Standard Chartered's website

Card Features

  • New-To-Bank customers: Get up to S$100 Cashback when you apply for SCB Rewards
  • Existing customers: Get up to S$20 Cashback when you apply for SCB Rewards
  • No minimum spend and up to S$60 cashback/month
  • 3% cashback on all online spends in foreign currency and vPost spends
  • 2% cashback on all online spends in local currency, contactless and mobile payments
  • 1% cashback on all other retail transactions

Annual Interest Rate and Fees

  • Anual Interest Rate26.88%

  • Principle Annual Fee$193

  • Fee WaiverAvailable

  • Minimum Monthly Repayment1% or S$50, whichever is higher

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$60,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay

POSB Everyday Card

3.8Good to Excellent

Up to 15%Cash Rebates for everyday essentials

Up to S$80Cash Rebates cap per month

S$800Min. Spend per month

Apply Now

On POSB's website

Card Features

  • Up to 15% cash rebates on dining and transport
  • Up to 6% cash rebates at SPC, Sheng Siong, Watsons, Starhub, SP Group, Best Electricity, Geneco, iSwitch, Ohm Energy, Tuas Power and Union Power. No minimum spend required
  • Get 0.3% on everything else
  • Use it as an all-in-one card for your daily essentials, MRT/bus rides and ATM cash withdrawals
  • Your cash rebates never expires
  • 1 year fee waiver

Annual Interest Rate and Fees

  • Anual Interest Rate26.80%

  • Principle Annual Fee$193

  • Supplementary Annual FeeS$96.30

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period20 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$45,000.00

Other

  • Card AssociationMasterCard

  • Wireless PaymentMasterCard PayPass

OCBC Cashflo Credit Card

4.6Good to Excellent

1%Cash Rebate with Monthly Bill of S$1,000 and above

S$100Cash Rebate Cap per month

S$0Min. Spend per month

Apply Now

On OCBC's website

Card Features

  • Stretch payments across 3 or 6 months with 0% interest
  • Up to 1% cash rebate on all spend
  • Discounts on movie tickets and F&B at Cathay Cineplexes

Annual Interest Rate and Fees

  • Anual Interest Rate26.88%

  • Principle Annual Fee$161

  • Supplementary Annual Fee$80.25

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period23 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$45,000.00

Other

  • Card AssociationMasterCard

  • Wireless PaymentApple Pay, Samsung Pay, Google Pay

  • Petrol Basics

  • Tips and Hints

  • FAQs

  • Ask Away

How Exactly Does a Petrol Credit Card Work?

A petrol credit card works much like any other credit card with the added advantage of discounted petrol. You spend with it primarily on petrol and it will give you 15-25% petrol discounts as well as cashback rewards.

Best Petrol Credit Cards in Singapore (2020)

Credit Card NameMax. Fuel SavingsInstant Discount
UOB One CardUp to 28.72%15%Apply Now
DBS Esso CardUp to 23%18%Apply Now
OCBC 365 Credit CardUp to 22.1%16%Apply Now
Unlimited Cashback Card
(Standard Chartered Bank)
Up to 21.04%16%Apply Now
POSB Everyday CardUp to 20.1%15%Apply Now
Citi Cash Back CardUp to 20.8%14%Apply Now

What is a Petrol Station Loyalty Card?

Petrol station loyalty cards work on top of your petrol credit card. You can use them to get even more of a discount on petrol and sometimes other rewards too.

Use the loyalty card and credit card together to get double benefits! Here are a few different types of petrol loyalty cards:

Esso Smiles Loyalty Cards
This card gives you 1 Smiles reward point for every litre you pump from them. If you combine that with a good petrol credit card, you can earn anywhere up to 27% of your petrol.
Shell Escape Cards
These cards let you earn 1 point per litre as well, with similar benefits. However, you can usually reach only a 20.88% discount at best.
SPC&U Membership Cards
This card has no points system. It simply gives you a flat discount of 10% off petrol and 15% off diesel.
NTUC Plus! Credit Cards
This one is actually a credit card as well as a membership card. It provides you with both types of benefits in a single card and earns anywhere up to 21% in savings for your petrol.

Choose a Preferred Petrol Station

The petrol credit card you choose will likely fit with a single petrol station type. Pick a card that offers discounts for your preferred choice.

Don’t Forget Your Loyalty Card

Not only can you get discounts with petrol credit cards, but also with loyalty cards. When you have both of these, you can save quite a fair bit on petrol!

Wait Until Your Tank is Nearly Empty

Some discounts are a one-off chance. It is best to get as much petrol in one go as you possibly can.

Take Note of the Minimum Spending Requirements

You should never pick a petrol credit card with a minimum spend that you can’t keep up with. Minimum spend is what gets you all the benefits. Make sure you reach it each month.

Change Cards When You Reach Your Cashback Limit

If you tend to hit the cashback limit before the month is up, use a second petrol credit card. This way you can get cashback rewards from both cards and still get your petrol discount.

What Can Be Done About Increasing Petrol Prices?

Most of these petrol companies have some form of agreement with a bank to get certain discounts on petrol instead of cashback promotions.

The discounts can be anywhere between 15% to 25%. The higher percentages ten to be one-off offers rather than permanent discounts.

Make sure you find a petrol credit card that fits your preferred petrol station as well as whatever other benefits you prefer.

Have a question? Ask us about anything!

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