roshi-logo
Login
Loan Marketplace Apply Now
Max Credit Review

Max Credit Review
(Product Review)

By Trinh Thanh Max Credit Review

Updated January 14, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Wednesday, January 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.94%

    Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Max Credit is a licensed moneylender in Singapore, dedicated to providing swift and efficient financial solutions for both personal and business needs. With a strong commitment to customer satisfaction, Max Credit offers flexible loan options tailored to individual requirements. Their services encompass quick loan approvals, competitive interest rates and personalized assistance, making them a reliable choice for personal loans, business loans and more. Whether you’re facing unexpected expenses, planning a significant purchase or seeking debt consolidation, Max Credit ensures a seamless and secure borrowing experience.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    MoneyPlus Capital
    Address
    2.89%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $998.04
    Check Eligibility
    Advance Cash Credit
    Address
    3%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,004.62
    Check Eligibility
    1133 Moneylenders
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Credit Assist
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Valuemax
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    96BM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    A1 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Capital Funds Investments
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Platinum Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    101 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 14 January 2026

    Their services encompass quick loan approvals, competitive interest rates, and personalized assistance, making them a reliable choice for personal loans, business loans, and more. Whether you’re facing unexpected expenses, planning a significant purchase, or seeking debt consolidation, Max Credit ensures a seamless and secure borrowing experience.

    Max Credit Application Requirements

    Applying for a loan at Max Credit is quick and convenient. To qualify, applicants must meet the following requirements:

    Eligibility Criteria:

    • Between 21 and 60 years of age.
    • Singapore Citizen or Permanent Resident.
    • Earning at least $1,667 per month.
    • A guarantor may be required in certain circumstances.

    Documents Required:

    • NRIC.
    • Proof of income (e.g., latest payslips or CPF contribution statements).
    • Proof of residence (e.g., utility bill or tenancy agreement).
    • Employment verification documents.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Max Credit Highlights

    • Fast Loan Approval

      Receive approval within hours for urgent financial needs.​​

    • Flexible Loan Options

      Offers personal, business, foreigner and payday loans.​​

    • Competitive Rates

      Provides low-interest rates with transparent terms and no hidden fees.​​

    • Licensed Moneylender

      Accredited by Singapore’s Ministry of Law (License Number: 116/2013).​

    • Customer-Centric Service

      Tailors solutions to meet unique financial situations.

    Frequently Asked Questions

    Is Max Credit a licensed moneylender?

    Yes, Max Credit is fully licensed and regulated under Singapore's Ministry of Law, ensuring transparent and legal practices.

    How quickly can I get my loan approved?

    Loan approvals are typically processed within hours, providing timely financial assistance when needed.

    What types of loans does Max Credit offer?

    Max Credit offers a variety of loans, including personal loans, business loans, foreigner loans and payday loans.

    What are the eligibility criteria for applying?

    Applicants must be Singapore Citizens or Permanent Residents aged between 21 and 60, earning at least $1,667 per month.

    Are there any fees for early repayment?

    Early repayment is always an option at Max Credit. Simply contact them via phone or email if you wish to pay off your loan early.

    External Reviews

    Loanadvisor.sg

    Click here