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EZ Loan Review

EZ Loan
(Product Review)

By Trinh Thanh EZ Loan Review

Updated January 12, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.07%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Monday, January 12th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

    Product Review

    EZ Loan is a licensed moneylender in Singapore, renowned for its quick and efficient financial solutions. They offer a variety of loan products including personal, payday, busines and debt consolidation loans. EZ Loan is committed to transparency and customer satisfaction, providing fast loan approvals and clear terms without hidden fees.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Their convenient online application process through Singpass ensures secure and efficient transactions. Additionally, EZ Loan offers flexible repayment plans, making their loans manageable and tailored to individual needs. With a focus on customer-centric service, EZ Loan stands out as a reliable option for those seeking financial assistance in Singapore.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    ABI Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Jefflee Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    I Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Credit Assist
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Platinum Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    SKM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    1st Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.7  
    $1,060.58
    Check Eligibility
    Cash Mart
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Lending Bee
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Crawfort
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 12 January 2026

    EZ Loan Application Requirements

    To submit a loan application on EZ Loan, you must:

    • Be at least 21 years old.
    • Singapore Citizens, Permanent Residents and foreigners with valid employment passes are eligible.
    • Provide identification documents
    • Proof of income (recent payslips or bank statements) and employment verification.
    • Complete the online application form via Singpass for secure and efficient processing.

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    EZ Loan Highlights

    • Fast Approval

      Efficient loan processing and quick approval for urgent financial needs

    • Flexible Loan Options

      A wide range of loan products to meet various financial requirements.

    • Competitive Interest Rates

      Affordable and transparent interest rates.

    • User-Friendly Application

      Simple online application with minimal paperwork.

    • Convenient Access with Personalised Service

      Apply for loans online from the comfort of your home.

    • Personalised service with flexible repayment plans.

    Frequently Asked Questions

    What types of loans does EZ Loan offer?

    EZ Loan provides personal, payday, business and debt consolidation loans.

    Who is eligible to apply for a loan with EZ Loan?

    Singapore Citizens, Permanent Residents and foreigners with valid employment passes who are at least 21 years old can apply.

    What documents are required for the loan application?

    Applicants need to provide identification documents (NRIC or FIN), proof of income (recent payslips or bank statements) and employment verification.

    How quickly can I get approved for a loan?

    Loan approvals are typically fast, with the application process streamlined through Singpass for quick and secure transactions.

    Are there any hidden fees with EZ Loan?

    No, EZ Loan prides itself on transparent terms with no hidden fees, ensuring a clear understanding of all costs involved.

    EXTERNAL REVIEWS

    Moneylender Review

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