Fact-checked
Disclaimer
Glossary
Useful ResourcesBelow is a complete list of licensed moneylenders operating near Simei, verified against the Ministry of Law registry. Each listing includes address, rate information and ratings. All licensed moneylenders in Singapore are subject to the same regulated fee cap, approval requirements, loan amounts and disbursement speed may differ.
All lenders on this page are listed on the official Registry of Moneylenders and comply with Singapore's regulated borrowing limits and fee caps.
Simei MRT (EW3) on the East West Line is the neighbourhood's primary station located next to Eastpoint Mall. Tampines MRT (EW2/DT32) is one stop east and serves as a major interchange with the Downtown Line. Expo MRT (CG1/DT35) is one stop west for those heading toward Changi.
4 licensed moneylenders currently operate in this area, offering personal, fast cash, payday and foreigner loans.
Simei is a quiet residential neighbourhood in Singapore's east, largely defined by its HDB estates, Eastpoint Mall and the Changi General Hospital campus at its southern end. The area draws a steady population of healthcare workers, families and students from the nearby Singapore University of Technology and Design (SUTD). Despite its smallert size Simei benefits from strong East West Line connectivity putting lenders in Tampines, Bedok and the wider eastern corridor within easy reach.
The following moneylenders have registered offices in or near Simei. All are verified against the Ministry of Law's official registry.
All lenders verified against Ministry of Law registry. Last updated: March 15 2026.
Simei’s commercial space is limited, centred mainly around Eastpoint Mall and the HDB shop units along Simei Street.
Dedicated moneylender offices within the area aren’t available. Borrowers typically visit lenders in nearby Tampines or Bedok both one to two MRT stops away on the East West Line.
NRIC for Singaporeans and PRs, or a valid passport and work pass for foreigners. Proof of income, recent payslips, CPF contribution statements or bank records showing salary credits. A document confirming current residential address such as a utility bill, HDB correspondence or tenancy agreement is also needed.
Borrowers with annual income below $20,000 are capped at $1,500 in total across all licensed moneylenders. Those earning $20,000 or more annually may borrow up to six times their monthly salary.
Provided documentation is complete, approval generally takes 30 minutes to one hour. Same day disbursement via cash or bank transfer is standard. The lender must explain every term of the loan contract before the borrower signs which is a legal requirement and adds some time to the visit.
Monthly interest capped at 4% on the outstanding balance, a one-time administrative fee of up to 10% of the loan principal and a late payment charge of up to $60 for each missed monthly repayment. No other fees are permitted and the total cost of borrowing, principal, interest, fees, and penalties combined cannot exceed twice the original loan amount under the Moneylenders Act.
$1,000
$200,000
3 Months
48 Months
$0.00
$0
$0
ROSHI enables borrowers to receive multiple pre-approved loan offers in real-time directly on our platform, avoiding the hassle of calling, visiting or applying with multiple licensed moneylenders.
Aya Medel 
I used ROSHI platform to find the best loan offers. Just need to fill up some details and wait for loan offers and can choose which one you like. It is totally free and can receive vouchers and cashback based on the loan amount approved. Thank you ROSHI
Everlean I can’t thank Roshi enough for helping me find the best financial institution for my DCP! The guidance and support were absolutely amazing—everything was explained clearly and tailored to my needs. Thanks to Roshi’s help, I’m now on track and completely debt-free in just 12 months! 💪🏼 I couldn’t be happier with the outcome and highly recommend Roshi to anyone looking for smart, reliable financial advice.
Mohamed Faizal Jaafar With the help of the ROSHI Support link to partner, I had a great experience with EZY Loan. The online application was simple, document verification was fast, and the funds were credited on the same day. The staff were professional and explained everything clearly, with no hidden fees. Overall, an excellent and hassle-free service!
Bona Bella I am truly grateful to Rosh for helping me find such a professional and reliable lending company. They don’t just provide financial support, but also take the time to understand and guide you with genuine care. Rosh’s assistance made the entire process smooth and reassuring, and I sincerely appreciate the professionalism and dedication.
Depending on your situation one of the following
loan types might be suitable:
Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
Read Our Borrowing Guide
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
