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Majestic Credit Review

Majestic Credit Review
(Product Review)

By Trinh Thanh Majestic Credit Review

Updated January 12, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Monday, January 12th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

    Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Majestic Credit is a licensed moneylender based in Singapore, offering a wide range of financial solutions tailored to meet various personal and business needs. Whether you’re facing an unexpected financial emergency, planning to expand your business or need assistance with debt consolidation, Majestic Credit promises reliable and fast loan services. Their transparent terms and competitive interest rates make them a trusted choice for those looking for accessible financial assistance. With a strong foundation built on integrity, customer focus and innovative solutions, Majestic Credit has become a go-to option for many in Singapore.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Cash Mart
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Accredit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1st Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.7  
    $1,060.58
    Check Eligibility
    Dio Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Sincere Moneylender
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Kaiiron
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Lending Bee
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Credit Culture
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Cash Direct
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Cashmax Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 12 January 2026

    Majestic Credit Application Requirements

    To apply for a loan with Majestic Credit, applicants must meet the following criteria:

    Eligibility Criteria:

    • Must be at least 21 years old.
    • Must be a Singapore Citizen or Permanent Resident.
    • Must not be an undischarged bankrupt.

    Documents Required
    For Singapore Citizens and Permanent Residents:

    • NRIC (Identity Card)
    • Proof of income (CPF Statement / Notice of Assessment / Computerized Payslips)

    For Foreign Workers:

    • Valid work pass (S-Pass, E-Pass or work permit)
    • Passport
    • Latest payslips
    • Proof of address (e.g., tenancy agreement, utility bill)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Majestic Credit Highlights

    • Quick Loan Approval

      Get your loan approved in a few hours, ensuring your urgent financial needs are met promptly.

    • Wide Range of Loan Options

      Majestic Credit offers various loan types, including personal loans, payday loans, business loans, renovation loans and debt consolidation loans./li>

    • Competitive Interest Rates

      Enjoy low-interest rates with no hidden charges.

    • Licensed and Regulated

      Fully licensed by the Ministry of Law in Singapore, ensuring all practices are transparent and compliant with legal standards.

    • Customer-Focused Service

      Personalized loan solutions with the best interest of clients at heart, ensuring a stress-free borrowing experience.

    Frequently Asked Questions

    How do I apply for a loan with Majestic Credit?

    You can easily apply online by filling out the loan application form. After submission, a consultant will contact you for the next steps, including visiting the office to sign the loan agreement.

    What types of loans does Majestic Credit offer?

    Majestic Credit offers a variety of loan products, including personal loans, payday loans, business loans, renovation loans and debt consolidation loans.

    What are the loan limits?

    For Singapore Citizens and Permanent Residents: - If your annual income is less than $20,000, you can borrow up to $3,000. - If your annual income is $20,000 or above, you can borrow up to 6 times your monthly salary.

    Are there any fees for early repayment?

    No, Majestic Credit does not charge any fees for early repayment. They encourage customers to repay their loans ahead of schedule to reduce the financial burden.

    What is the Loan Process?

    - Fill out the loan application: Complete the online form with your details, which takes less than a minute. - Loan consultation: After submission, a consultant will contact you to discuss the loan terms and guide you through the process. - Sign loan agreement: Visit the office to finalize the loan details and sign the agreement. - Receive your cash: Once approved, receive the loan in cash or via bank transfer.

    External Reviews

    Moneylender Review

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