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Kaiiron Review

Kaiiron Review
(Product Review)

By Dawn Chew Kaiiron Review

Updated December 23, 2025

Launch Application
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

Product Review

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

Kaiiron is a licensed moneylender situated in Singapore’s City Hall district, dedicated to providing professional and reliable financial solutions. With a strong emphasis on customer satisfaction, Kaiiron offers a variety of loan products tailored to meet diverse financial needs.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
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All
ROSHI Approved
Low to High
Low to High
High to Low
EZ Loan
Address
1.99%
Grocery Vouchers
Up to 1% Cashback
5.0  
$945.02
Check Eligibility
Platinum Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.8  
$1,060.58
Check Eligibility
Sands Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
Abm Creditz Singapore
Address
3.9%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,059.35
Check Eligibility
Cashmax Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
RM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Fast Money
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.5  
$1,060.58
Check Eligibility
JD Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Credit Culture
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
Accredit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Show All Lenders

*Today's Moneylenders Rates - 23 December 2025

Their streamlined application process, competitive interest rates, and flexible repayment terms make them a preferred choice for individuals seeking urgent financial assistance. Whether it’s covering unexpected expenses, bridging financial gaps between paydays, or funding personal projects, Kaiiron ensures a hassle-free borrowing experience.

Kaiiron Application Requirements

Applying for a loan with Kaiiron is straightforward. Applicants must meet the following criteria:

Eligibility Criteria:

  • Be at least 18 years old.​
  • Be employed.​
  • Be a Singapore Citizen, Permanent Resident, or a foreigner with valid employment documentation.​

Documents Required:
For Employed Individuals:

  • Physical NRIC.​
  • SingPass with 2FA for income verification.​
  • Latest 3 months’ computerized payslips.​
  • Recent utility bill or official correspondence as proof of residential address.​

For Self-Employed Individuals:

  • Physical NRIC.​
    – SingPass with 2FA for income verification.​
    – Latest 3 months’ income statements (if applicable).​
    – PDVL or Taxi License (if applicable).​
    – Recent utility bill or official correspondence as proof of residential address.​

For Foreigners:

  • Physical Work Permit.​
  • Latest 3 months’ computerized payslips.​
  • Recent utility bill or official correspondence as proof of residential address.​
  • Latest Tenancy Agreement.​

The loan amount you are eligible for depends on your annual income and assessed repayment ability. Submitting all required documents increases the likelihood of approval.

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

Kaiiron Highlights

  • Urgent Loans

    Quick approval process for immediate financial needs.

  • Fast Loans

    Rapid disbursement to address time-sensitive expenses.​

  • Personal Loans

    Flexible financing options for various personal purposes.​

  • Payday Loans

    Short-term solutions to bridge financial gaps until your next salary.​

  • Advance Loans

    Access funds ahead of time for unforeseen expenditures.​

  • Short-Term Loans

    Temporary financial assistance with manageable repayment terms.

Calculate My Results

Frequently Asked Questions

Is Kaiiron a licensed moneylender?

Yes, Kaiiron is fully licensed and regulated under Singapore's Ministry of Law, ensuring transparent and legal lending practices.

How quickly can I receive loan approval?

Kaiiron's efficient process allows for loan approvals within hours, facilitating prompt access to funds for urgent needs.

What types of loans does Kaiiron offer?

Kaiiron provides a range of loan products, including urgent loans, fast loans, personal loans, payday loans, advance loans, and short-term loans.

What documents are required to apply for a loan?

Depending on your employment status, documents such as NRIC or Work Permit, income proof, and proof of residential address are required.

Can foreigners apply for loans at Kaiiron?

Yes, foreigners with valid employment documentation and the necessary supporting documents are eligible to apply for loans at Kaiiron.

External Reviews

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