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Cashmax Review

Cashmax Review
(Product Review)

By Dawn Chew Cashmax Review

Updated December 24, 2025

Launch Application
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Wednesday, December 24th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%

CashMax Product Review

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

CashMax Credit Pte Ltd is licensed by the Registry of Moneylenders in Singapore and offers an extensive range of loan products, customized to different needs. They were founded in 2010 and have vast experience in providing services related to personal loans, payday loans, urgent cash loans, short-term loans, debt consolidation loans, medical loans, wedding loans, renovation loans, Grab/PHV driver loans, and foreigner loans. CashMax boasts transparency and competitiveness in interest rates, with a maximum of 4% per month, and has simplified the application process to ensure quick access to funds, often within 60 minutes.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
96BM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
118 Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
365 Credit Solutions
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
101 Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
Crawfort
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.8  
$1,060.58
Check Eligibility
Swift Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
Vera Capital
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
Bugis Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
A1 Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
KST Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Show All Lenders

*Today's Moneylenders Rates - 24 December 2025

CashMax Application Requirements

To apply for a loan at CashMax Credit Pte Ltd, applicants must meet the following requirements:

Eligibility Criteria:

  • Be at least 18 years old.
  • Be a Singapore Citizen, Permanent Resident, or foreigner with a valid work permit.

Documents Required:

  • NRIC or Passport.
  • Proof of residence (e.g., utility bill, tenancy agreement).
  • Proof of income (e.g., payslips, CPF contributions, or Notice of Assessment).

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
    complete. Our advanced technology and expert loan specialists work together to match you with suitable options
    on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
    details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional
    information is required. Once we’ve verified your details, we’ll begin the process of matching you with
    appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to
    discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
    that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
    document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
    bank transfer.

CashMax Highlights

  • Fast Approval

    Applications are processed and approved in less than 60 minutes.

  • Rates Are Affordable

    Interest rates are from 1% and cap at 4% monthly.

  • Flexible Loan Options

    Provides personal, payday, renovation, and foreigners loans among many more.

  • Transparent Process

    Crystal-clear loan terms to the borrowers.

  • Exceptional Customer Service

    5.0/5 rating from over 4,000 clients.

Calculate My Results

Frequently Asked Questions

What is the maximum loan amount I can borrow?

Eligible borrowers can apply for personal loans up to S$50,000, subject to credit assessment and regulatory guidelines.

Are there any fees for early repayment?

No, Credit Culture does not charge any early repayment fees, allowing borrowers to repay their loans ahead of schedule without penalties.

How does Credit Culture ensure the security of my personal information?

Loan applications are secured with industry-standard encryption, ensuring that your personal data is protected throughout the process.

What should I do if I receive unsolicited communication claiming to be from Credit Culture?

Credit Culture does not solicit loan applications via email, WhatsApp, or phone calls. If you receive such communications, do not provide any personal information and contact Credit Culture directly at [email protected].

Where is Credit Culture located?

Credit Culture's office is located at 100 Peck Seah Street, #11-20, Singapore 079333.