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Apply NowCash Direct is a licensed money lender in Singapore that offers everything from personal loans to renovation loans, wedding loans and business loans. With over 14 years of experience, they remain dedicated to providing clear and secure financial assistance. This will mean competitive interest rates for the borrowers, in the range of 2-4% per month, while offering speed and convenience during application. Cash Direct prides itself on excellent customer service with a perfect 5.0 rating from over 4,000 reviews to its name, showing professionalism and efficiency.
Today’s moneylender interest rate trends in Singapore – As of Friday, February 27th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.92%
Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.
All lenders verified against Ministry of Law registry. Last updated: February 27 2026.
To apply for a loan at Cash Direct, applicants must meet the following requirements:
Eligibility Criteria:
Documents Required:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Applications are processed and approved in 15 minutes.
Funds could be availed by borrowers the same business day.
The interest rates range from 2% to 4% per month.
Personal, wedding, renovation and business loans are available.
5.0/5 rating from over 4,000 clients.
