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96bm Credit Review

96BM Credit Review
(Product Review)

By Dawn Chew 96bm Credit Review

Updated December 23, 2025

Launch Application
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

96BM Credit Product Review

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

96BM Credit Pte Ltd is a licensed money lender in Singapore, offering different financial solutions to customers based on their needs. It was established in 2010, and its services include personal loans, payday loans, business loans, debt consolidation loans, renovation loans, medical loans, and many others. With competitive interest rates of 3% to 4% per month, transparent in all their dealings, and with hassle-free application procedures, 96BM Credit has ensured that quick access to funds is possible, even approving applications within 30 minutes at times.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
1133 Moneylenders
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Prosper Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
SKM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.4  
$1,060.58
Check Eligibility
Katong Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
EZ Loan
Address
1.99%
Grocery Vouchers
Up to 1% Cashback
5.0  
$945.02
Check Eligibility
MoneyPlus Capital
Address
2.89%
Grocery Vouchers
Up to 1% Cashback
5.0  
$998.04
Check Eligibility
UK Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Valuemax
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
ABI Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
SU Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Show All Lenders

*Today's Moneylenders Rates - 23 December 2025

96BM Credit Application Requirements

To apply for a loan at 96BM Credit Pte Ltd, applicants must meet the following criteria:

Eligibility Criteria:

  • Be at least 18 years old.
  • Must be a resident of Singapore.

Documents Required:

  • Proof of consistent income (e.g., bank statements, invoices).
  • Proof of address (e.g., utility bills, tenancy agreement).

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
    complete. Our advanced technology and expert loan specialists work together to match you with suitable options
    on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
    details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional
    information is required. Once we’ve verified your details, we’ll begin the process of matching you with
    appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to
    discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
    that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
    document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
    bank transfer.

96BM Credit Highlights

  • Fast Loan Approvals

    Applications are processed without delay, mostly within 30 minutes of application.

  • Diverse Loan Options

    Offers a wide range of loans, including personal, payday, business, and renovation loans.

  • Flexible Repayment Terms

    Individualized repayment plans tailored according to the person’s financial situation.

  • Transparent and Smooth Process

    Committed to clear terms and a seamless application process.

Calculate My Results

Frequently Asked Questions

What types of loans does 96BM Credit Pte Ltd provide?

They have personal loans, payday loans, business loans, debt consolidation loans, renovation loans, medical loans, and many more.

What is the interest rate that 96BM Credit charges?

Interest rates are from 3% to 4% per month, following the prescribed moneylending regulations by the Ministry of Law.

How soon can I get my loan?

Loan applications are usually approved in 30 minutes and the funds will be disbursed immediately, mostly on the same day.

What are the required documents for the loan application?

Applicants have to provide their NRIC or Passport, proof of residence, and proof of income such as the latest payslip, CPF contributions, or Notice of Assessment.

Is 96BM Credit Pte Ltd a licensed moneylender?

Yes, 96BM Credit Pte Ltd is a licensed moneylender regulated by Singapore's Ministry of Law.