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1 Fullerton Credit

1 Fullerton Credit Moneylender
(Product Review)

By Dawn Chew 1 Fullerton Credit

Updated December 23, 2025

Launch Application

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Check Eligibility

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

    Product Review

    1 Fullerton Credit is a well-regarded licensed moneylender in Singapore, offering a wide array of loan products including personal, payday, foreigner, business, CPF, and renovation loans. Known for their efficient approval process, often within 30 minutes, they stand out with competitive interest rates and transparent terms.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Established in 2009, 1 Fullerton Credit has earned several accolades, including the Loan Advisor Top 10 Licensed Money Lender 2023 and recognition from Moneylenderreview.com. Their commitment to customer satisfaction is evident from over 600 five-star reviews on Google. The company’s neatly designed website and professional approach make borrowing easy and hassle-free.

    List of Licensed Moneylenders in Singapore (December 2025)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    JR Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.0  
    $1,060.58
    Check Eligibility
    Creditmaster
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    ​Fortune Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    SU Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Majestic Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.5  
    $1,060.58
    Check Eligibility
    Capital Funds Investments
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    1st Credit SG
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Jefflee Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    UK Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Quick Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 23 December 2025

    1 Fullerton Application Requirements

    To apply for a loan through 1 Fullerton Credit, you need to:

    • Be at least 21 years old
    • Have a valid NRIC, Passport, or Foreign Identification Card (FIN)
    • Provide proof of income (e.g., payslips, CPF statements, or bank statements)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    1 Fullerton Highlights

    • Swift Approval

    Loans are often approved within 30 minutes, ensuring quick access to funds.

    • Variety of Loan Products

    Offers a comprehensive range of loan options tailored to different needs.

    • Transparent Rates

    Competitive interest rates with no hidden fees.

    • Easy Application

    Simple and straightforward online application process.

    • Award-Winning Service

    Recognised as a Top 10 Licensed Money Lender 2023 by Loan Advisor and highly rated by Moneylenderreview.com.

    Personal Loan Calculator

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    Frequently Asked Questions

    How does 1 Fullerton Credit operate?

    1 Fullerton Credit employs a streamlined loan application process via their website, focusing on quick approvals and excellent customer service. Their experienced loan officers assist borrowers through every step.

    What types of loans does 1 Fullerton Credit offer?

    They provide personal, payday, foreigner, business, CPF, renovation, and bridging loans.

    How fast is the loan approval process?

    The loan approval process is typically completed within 30 minutes to one business day.

    Is 1 Fullerton Credit a licensed moneylender?

    Yes, 1 Fullerton Credit is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What documents are required to apply for a loan?

    Applicants need to provide a valid ID (NRIC, Passport, or Foreign ID) and proof of income, such as payslips, CPF statements, or bank statements.

    How can I check my loan eligibility with 1 Fullerton Credit?

    Use their Online Enquiry service to quickly determine your loan eligibility. This service is easy and fast, saving time and avoiding potential frustration. You can also use Singpass to enter your details securely.

    Why choose a loan from 1 Fullerton Credit?

    1 Fullerton Credit’s loans offer low interest rates and fast approval, often within the same day. Their simple sign-up process includes in-person appointments to discuss loan terms, ensuring you receive the borrowed money promptly upon agreement."

    EXTERNAL REVIEWS

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