Is Lendela Safe & Legal? Loan Match Platform Review (Updated December 2025)

Benefits of Using Personalised Loan Application Platforms

Personal loan comparison platforms are growing in popularity, and for good reason. These platforms streamline the loan search process, giving you access to multiple offers with a single application.

Compare Loan Offers from 20+ Lenders

Up to 1% Cashback* $20 Grocery Voucher* Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

* For a loan amount of $20,000, APR of 6.95%, 5 year tenure, the tot. loan payable will be $26,940 with a monthly cost of $449. An individualised APR will be presented at the end of your application. Max. APR 8.88%. Min. repayment period 3 months, max. 72 months.

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Here’s why more users are turning to them:

• One application = access to multiple lenders
• Save time and reduce paperwork
• Get matched based on your credit profile and preferences
• Transparent view of interest rates and terms
• Potential to save money by comparing before committing

 

Key Considerations

Before choosing a loan-matching platform, it’s important to consider what makes one reliable, efficient, and truly helpful. These key points will help you make an informed decision:

1. Lender Network
   A wider network means more options. Look for platforms that work with licensed, reputable banks and financial institutions.
2. Application Process
   Is the process intuitive and smooth? Good platforms offer quick, paperless applications with clear instructions.
3. Match Relevance
   The strength of a platform lies in how well it matches you with suitable offers — not just generic ones.
4. Credibility & Reviews
   Read user reviews and check for official recognition or awards. Trust platforms that are transparent and licensed.
5. Security Standards
   Top platforms encrypt your data and never share personal information without your consent.
6. Support & Guidance
   A reliable support team and easy-to-understand comparisons go a long way in reducing confusion.
7. Speed of Loan Disbursement
   How quickly can you receive your funds? Good platforms will highlight this clearly.

Platform Players in Singapore

Here’s how Lendela stacks up against other key platforms in Singapore’s market:

1. Lendela

Lendela provides an effortless method to obtain various personal loan choices with a single application. By collaborating with licensed financial entities, it delivers tailored loan proposals to users according to their credit profile. It’s particularly beneficial for borrowers looking to save time and steer clear of completing several forms with various lenders. The platform is safe, user-friendly, and assists users in transparently comparing interest rates and conditions.

2. Lendingpot

LendingPot is an easy-to-use platform centered around efficiency and ease of use. It links users to loan options available up to $50,000 and provides fast pre-approvals. Although it might not offer as much personalization as other platforms, it remains a reliable option for individuals seeking a quick and simple loan matching process without complications.

3. ROSHI

ROSHI combines smart technology with a wide network of lenders to give users real-time, data-driven personal loan comparisons. In addition to offering competitive rates, ROSHI also focuses on educating borrowers through financial insights. Our platform’s clean interface, transparent approach and cashback rewards make it a strong option for users who value control and clarity in their borrowing decisions.

Conclusion

Lendela is a secure and legitimate platform for personal loans. It partners only with regulated lenders, protects your data, and offers a hassle-free way to compare and apply.

However, it’s always wise to do your homework and check other platforms like ROSHI for broader lender access and different user experiences.

The best platform depends on your needs — compare wisely and borrow responsibly.